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Hampstead, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hampstead, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hampstead, North Carolina News
Rescued dogs now safe in new shelter

Published: Wednesday, November 19, 2008 at 8:04 a.m. Last Modified: Wednesday, November 19, 2008 at 8:09 a.m. Nibbles, one of 28 dogs rescued from squalid conditions behind a mobile home at 13990 N.C. 210 in ...


Man struck, killed while walking on Carolina Beach Road

Published: Sunday, November 16, 2008 at 5:47 p.m. Last Modified: Sunday, November 16, 2008 at 5:49 p.m. A man was hit by a vehicle and killed early Saturday morning on Carolina Beach Road south of Monkey ...


Prints for sale at Pender library

Published: Friday, November 14, 2008 at 5:35 p.m. Last Modified: Friday, November 14, 2008 at 6:02 p.m. Beautiful 18x20 inch commemorative color prints from the 45th Annual North Carolina Spot Festival are ...


Hampstead man's suit contests President-elect Obama's citizenship

Published: Friday, November 14, 2008 at 5:54 p.m. Last Modified: Friday, November 14, 2008 at 5:55 p.m. A Hampstead man with a history of suing the government has filed a lawsuit saying President-elect Barack ...


Hear local World War II history at library

Programs on women pilots at nearby Camp Davis during World War II, and American Revolution history in southeastern North Carolina will conclude the "Coffee and Conversation" 2008 series sponsored by Pender ...


Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region

Submitted by WWAY on 11 November 2008 - 6:24pm. READ MORE: Dozens of people gathered at the Hampstead gazebo to remember veterans, and all that they have done to create and maintain our country's freedom.


Surf City: Voting slow and steady

Published: Tuesday, November 4, 2008 at 3:30 a.m. Last Modified: Tuesday, November 4, 2008 at 12:50 p.m. Updated 9:50 a.m.: Slow and steady Voting remains steady in Surf City, and the precinct remains far from ...


New building almost ready for Topsail High students

Published: Friday, October 31, 2008 at 9:06 p.m. Last Modified: Friday, October 31, 2008 at 9:29 p.m. Hampstead The new Topsail High School is nearing completion and will be ready in about a month to house a ...


The truth about voter registration drives

People generally assume that voting registration volunteers outside public places will carry out their promise to sign up all those who sign on the line.


Poplar Grove Plantation cancels Halloween Festival Friday, Oct. 24

The Poplar Grove Plantation is not opening the Halloween Festival on Friday, October 24 due to inclement weather.


State Tennis Championships

Freshman Danielle McGee of Hampstead Topsail captured the North Carolina High School Athletic Association state 1-A womenA1s singles championship on Saturday with a straight-set victory over Mount AiryA1s ...


Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region

Submitted by WWAY on 26 October 2008 - 6:10pm. Cement tour Reported by Joe Mauceri.


Goodwill: Woman thankful for shoppers who returned her bags

Published: Thursday, October 23, 2008 at 12:30 p.m. Last Modified: Thursday, October 23, 2008 at 12:30 p.m. The holiday season is coming at us fast, and that means shoppers get stressed.


Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region

Submitted by WWAY on 22 October 2008 - 5:55pm. Pender County looking to gain another water access Reported by: Jenna Caiazzo For Pender County boaters, having to drive to Wrightsville Beach or Surf City for a ...


Bike Ride To Benefit Wounded Warriors

The Wounded Warrior Project will commence its fundraiser bicycle ride on Fort Bragg, Oct.


One-stop voting begins Thursday across North Carolina

One-stop early voting locations will open across the state Thursday. Outside the Topsail Senior Center in Hampstead Wednesday, elections officials began unloading equipment that will turn the place into an ...


Community Announcements 10.16.08

The public will have two opportunities on Thursday, October 23 at 2 p.m. and 7 p.m. to hear about a new library planned for Topsail Township.


Want to help guide new Topsail library project?

Published: Tuesday, October 14, 2008 at 3:30 a.m. Last Modified: Monday, October 13, 2008 at 8:24 p.m. The public will have two opportunities next week to hear about a new library planned for Topsail Township.


Industrial park could come to Holly Ridge

It started with a vision and a name: Camp Davis Industrial Park, Inc. Tonight, three brothers will take their vision one step further and present a preliminary plan at the Holly Ridge Town Council meeting for a ...


Church Happenings

MEN'S CONFERENCE at St. Paul F.W.B. Church, Richlands at 9 a.m. Oct. 11. Cost $5, brunch served.


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