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Hays, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hays, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hays, North Carolina News
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Thanks to a tip, the Jonesville Police Department may have put a halt to a short-lived crime spree when they arrested Scott Brandon Wyatt, 26, of 11814 Austin Traphill Road, Traphill, and Nina Ann Mullis, 28, ...


Woman dead in Wilkes County after car hit tree

" A woman was found dead at the scene of a wreck off Shumate Mountain Road this morning in Wilkes County and her husband was injured, according to the Highway Patrol.


Wreck Kills Hays Woman, Seriously Injures Husband

A Wilkes woman is dead and her husband is hospitalized in Winston-Salem following an accident sometime overnight on Shumate Mountain Road.


Pontiac smashes through three rooms of house

Jul. 10--HAYS Ten minutes after Bradley Miller got up from the sofa in the den of his home, a car hit it at about 50 mph.


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