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NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for NC :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Jackson Jamestown Jefferson Jonesville
Jackson Springs Jamesville Jonas Ridge Julian
Jacksonville Jarvisburg

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North Carolina News
Easley Budget Adviser Going To Golden LEAF

Gov. Mike Easley's longtime chief budget adviser is the new president of a foundation that doles out some of North Carolina's tobacco settlement money.


Hanna's path headed for North Carolina on Saturday

Tropical Storm Hannah is following a track that brings it ashore near the North Carolina-South Carolina border on Saturday morning then shows it marching through Eastern North Carolina.


Dole calls Hagan 'fibber Kay'; origin of moniker uncertain

Republican Sen. Elizabeth Dole, trying to defend herself from a bevy of Democratic ads attacking her effectiveness, is on the airwaves with a negative spot of her own that depicts her rival as little more than ...


Air quality alert issued for Triad

RALEIGH For the second day in a row, state air quality officials have issued an ozone alert for parts of North Carolina.


Pottery feud divides NC town of Seagrove

Craig Kovack shapes a jug at Kovack's Pottery in Seagrove, N.C., Tuesday, July 22, 2008.


Almost half in U.S. will get knee arthritis: study

WASHINGTON - Nearly half of U.S. adults will develop painful arthritis of the knee, a leading cause of disability, and hospitalizations for the condition are soaring, researchers reported on Wednesday.During ...


Ike grows to major hurricane, Hanna strengthens

By Joseph Guyler Delva

PORT-AU-PRINCE (Reuters) - Hurricane Ike strengthened rapidly into a major Category 3 hurricane in the open Atlantic on Wednesday and Tropical Storm Hanna intensified to a lesser degree as it swirled over the Bahamas toward the southeast U.S. Coast.

Hanna's torrential rains had already submerged parts of Haiti, stranding residents on rooftops and prompting President Rene Preval to warn of an "extraordinary catastrophe" to rival a storm that killed more than 3,000 people in the flood-prone Caribbean country four years ago.


Almost 3,000 Drivers Busted For DWI

North Carolina officials say almost 3,000 motorists were arrested for drunken driving during a two-week law enforcement campaign.


Drug Reduces Vomiting, Hospital Admissions In Children With Gastroenteritis, Study Finds

Gastroenteritis is an infection, often caused by a virus, that causes vomiting and diarrhea.


National Weather Service posts rip current warning

The National Weather Service has issued a rip current warning for the North Carolina and Virginia coasts.


NC air quality officials issue ozone advisory

North Carolina air quality officials have issued an ozone advisory for several areas in the central portion of the state.


Read the story

North Carolina's Court of Appeals has dismissed all charges against a man serving at least 44 years in prison in connection with a Durham home invasion.


Republicans, hurting for campaign cash, defend Dole, Sununu in their first TV ads of season

The spots are an indicator of priorities during a tough year for the GOP, with the party lagging in fundraising and resigned to losing seats in the Senate.


Trans fats linked to pre-cancerous colon growths

NEW YORK (Reuters Health) - A high intake of trans fats could increase colon cancer risk, according to new research published in the American Journal of Epidemiology.

People who ate the most trans fatty acids were more likely to have pre-cancerous growths or polyps in their colons than those who consumed the least, Dr. Lisa C. Vinikoor of the University of North Carolina in Chapel Hill and colleagues found. "These results provide further support for recommendations to limit consumption of trans-fatty acids," they conclude.


Warrants May Be Released In Death Of Cary Mother

A judge could release sealed documents Tuesday in the death of a North Carolina woman whose husband said she disappeared earlier this summer while jogging.


Parachutists Aiming For UNC Land At Duke Instead

Duke and James Madison were warming up prior to kickoff when two men unexpectedly parachuted into Wallace Wade Stadium with the game ball.


Grandma fights $10,500 cell phone bill

A North Carolina retiree says she's been battling her phone company since 2006 over a $10,500 bill for calls to an adult chat line she claims she never used.


Tropical storm lingers over Outer Banks

Remnants of Tropical Depression Fay hung over North Carolina's Outer Banks as the system that dumped torrential rain across the state began moving out to sea, a forecaster said yesterday.


Long drought broken by Fay's wet weather

The punishing rains that drenched the Southeast as Tropical Storm Fay's remnants stormed through provided at least temporary relief from the epic drought gripping the region.


Hanna Gains Hurricane Strength

The National Hurricane Center has upgraded Hanna to a hurricane as it brings waves, rain and blustery winds to the Turks and Caicos.


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