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Jacksonville, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Jacksonville, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Jacksonville, North Carolina News
New Bern man pleads guilty to second-degree murder

A New Bern man apologized to his victim's family before being sentenced to 17 to 22 years in prison Tuesday in an Onslow County courtroom for the shooting death of a Maysville man after a 2006 basketball game ...


JPD seeking information on hit-and-run death

Jacksonville police are investigating the hit-and-run death of an unidentified woman who was struck by a vehicle sometime this morning before 3 a.m. A patrol officer found the body of an unknown white female in ...


One Driver Charged In Onslow School Bus Accident

A crash involving an Onslow County school bus closed the east-bound lanes of Highway 24 Monday afternoon.


Police searching for armed robbery suspect

Jacksonville police are looking for a man they say held up Liberty Inn on Lejeune Boulevard early Sunday morning.


Grad projects need mentors for completion

Mentors and presentation board members from the community are going to be in high demand.


Jacksonville streets are safe - when it comes to traffic

For the third time in five years, AAA Carolinas has recognized Jacksonville as one of the top five traffic-safest cities in North Carolina.


Bicyclist killed from collision

A bicyclist died in a collision on Western Boulevard on Friday night. Bobby Baker, 58, of Jacksonville, was pronounced dead on the scene by emergency workers after being struck by a 1999 Chevrolet Malibu driven ...


School project provides Thanksgiving dinner to area residents

Seven Jacksonville families that may have gone without on Thanksgiving will be eating turkey, stuffing and all the fixings, thanks to eighth-grade students at New Bridge Middle School.


Ellis airport adds holiday flights to meet demand

While many airports have reduced the number of domestic flights offered during the Thanksgiving holiday period, Jacksonville's Albert J. Ellis Airport has added 11.


Gold Star Mothers awarded

The families of these three men - each of whom was killed while serving the country - were honored by the Blue Star Mothers of North Carolina Sunday.


Cold weather leads to 2 dozen sea turtle rescues

Recent cold weather caught sea turtles off-guard before they could reach warmer Gulf Stream waters, and that has led to more than two dozen rescues along the North Carolina coast in the past week.


Base traffic already under strain

Without any traffic, it takes Lt. Richard Ulsh 15 minutes to get from his driveway to work with the 2nd Marine Logistics Group.


Marine removed from death row, gets new trial

A former lance corporal sentenced to death for murdering two Marines in 1992 will get a new trial for one of the crimes.


Man pleads guilty to assault of teen

A Jacksonville man arrested for sexually assaulting a teenage girl in 2007 while on bail for earlier charges pleaded guilty Friday to assault on a female.


Few details released in Friday night shooting

Police have released a few new details in a Friday night shooting. Gary Nathan Harris of Edgewood Drive is recovering after being shot in the back in the parking lot of Texas Road House on Marine Boulevard, ...


Memorial groups raise money, awareness

Organizers with the Museum of the Marine, the Vietnam Memorial and the Corpsman Memorial have teamed up to spread the word about Jacksonville's Memorial Garden.


ONWASA will broadcast meetings on G-10

The Onslow Water and Sewer Authority meetings could be broadcasting on G-10 as soon as January.


Authorities narrow list of suspects in 1993 killing

DNA testing has narrowed the list of suspects in the 1993 rape and strangulation of a Jacksonville cab driver, authorities say.


Public safety services strained by growth

EDITOR'S NOTE: This is the sixth article in a series looking at the issues Eastern North Carolina faces as a result of rapid growth due to a military influx.


Jacksonville Holiday Parade This Saturday

Come out and join WITN at the Jacksonville Holiday Parade, this Saturday November 22nd.


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