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Long Valley, NJ FHA Loans in New Jersey

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer Long Valley, NJ residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Long Valley, New Jersey News
George Vreeland Stephens Jr.

11/15/2008 12/15/2008 LONG VALLEY NJ LONG VALLEY -- George Vreeland Stephens Jr. died on Monday, Nov. 10, 2008, in his residence in Long Valley. He was 71. He was born in Long Valley on Oct. 18, 1937, the son of the late George V. Sr. and Mabel (Sutton) Stephens; and lived in Long Valley all of his life, in the house in which he was born. He was the husband of 41 years of Alice H. (Wright) Stephens. He is survived by his wife, Alice, at home; one son, George V. Stephens III, 40 years old, of Randolph; one daughter, Alicia Marie Stephens, 32 years old, of Gentry, Ark.; one brother and sister-in-law, Anthony 'Skip' and Madeline Stephens of Texas; one sister, Edna Hutchins of Madill, Okla.; two grandchildren, Axel and Sandy; good friends Ed Sartoris and Jake Wright; and many nieces and nephews. George Stephens was a truck driver for the Kirk Allen Trucking Co. in Chester; he previously was employed by Salmon Bros. in Netcong and Harrington Construction in Chester. He also was the owner of Stephen's Tree Service for over 30 years. He served in the Army during the Vietnam era. He was of the Protestant faith. He enjoyed tending to his vegetable garden and gave his vegetables to all of his friends. Visitation is on Monday, Nov. 17 from 2 to 4 and 7 to 9 p.m. at the Cochran Funeral Home, 905 High St., Hackettstown, N.J., 07840. Services are on Tuesday, Nov. 18 at 12:30 p.m. at Cochran Funeral Home. In lieu of flowers, donations to the family c/o the Cochran Funeral Home would be appreciated. Interment is in Hackettstown Union Cemetery in Hackettstown. Send online condolences at

Legislators discuss driving regulations for teens

Wearing an 'Anthony Farrace Memorial Foundation' shirt, John Farrace sat in a state Assembly committee room, his wife Claudia by his side, listening to legislators discuss how to strengthen the state's driving ...

Washington Twp. woman charged with DWI, fleeing

WASHINGTON TWP. -- A Long Valley woman was charged last week with drunken driving and leaving the scene of an accident after the man she allegedly hit followed her to a nearby parking lot, police said.

Long Valley sale aids firefighters auxiliary

WASHINGTON TWP. -- The Long Valley Fire Co. 1 Ladies Auxiliary will be holding a 'One Stop Holiday Shop' on Wednesday from 6 to 9 p.m. The sale will be held at the fire house located at 5 Fairview Ave.

Long Valley pet owners bark about park

Some of the key contributors to the success of the Long Valley Dog Park gather on Sunday, Nov.

Assembly committee OKs teen driver safety bills

TRENTON -- A package of bills aimed to enhance teen driver safety was unanimously passed by the state Assembly Transportation Committee Thursday, with an accompanying bill that would help police identify such ...

The Gardener State: November - the beginning of the end?

"No shade, no shine, no butterflies, no bees. No fruits, no flowers, no leaves, no birds - November!" - Thomas Hood, from the poem "No!" I admit this month is known for shortened days, decaying gardens, ...

Long Valley man, 71, crushed under wood chipper, dies

A 71-year-old Long Valley man died on Monday when an old, commercial wood chipper slipped off a propane tank that was propping it up and landed on him, police said.

Long Valley mother to testify on proposals to regulate teen drivers

TRENTON -- A Long Valley mom will testify this week before a legislative committee that is considering bills regulating teen drivers.

Landowners fighting Highlands act

A group of landowners is pressing forward with efforts to have the four-year-old Highlands law invalidated even as staff at the New Jersey Highlands Council work to bring municipalities into compliance with the ...

Oldies night aids foundation

'An Evening of Oldies' will be the theme of the Long Valley-based Tommy Vitale Memorial Foundation's annual fundraiser, which will be held on Nov.

Snowflack: Fighting for the right to vote is special

MORRISTOWN - True story. Upon walking into the office of the Morris County Superintendent of Elections Tuesday morning, I heard a worker say to someone over the phone, "No, you can only vote once." No kidding.

Utilities work to get lights back on for thousands still suffering from freak storm

Power is restored to most of the 10,000 customers in western Morris County who were without power for two days after a crippling snowstorm.

Morris County, send us your photos

Anne Marie Charles of Long Valley sent us this photo from today's surprise, pre-Halloween snowstorm.

MCWTW: Why I Live Here

Name: Kathy Reidinger Age: 44 Hometown: Long Valley Occupation: Silpada Designs representative and distributor for Lived here since: Nov.

Night of comedy at Long Valley church

WASHINGTON TWP. -- The West Morris Central High School Project Graduation group will hold a beefsteak/comedy night called 'The Baby Boomers Comedy Show' on Saturday, Nov.

Morristown boy's killer guilty; jury rejects insanity defense

Jurors who found a former day laborer guilty Monday of stabbing and battering Walter Contreras Valenzuela to death in 2001 said they found no merit in the killer's claim that he was insane and thought the child ...

Long Valley man recovering from injuries after assault in treacherous Korengal Valley section

A 25-year-old Navy medic from Long Valley was lauded for bravery and was recovering Monday from serious wounds suffered in a mortar attack in a notoriously deadly section of Afghanistan.

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