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Mantoloking, NJ FHA Loans in New Jersey

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Mantoloking, NJ residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Mantoloking, New Jersey News
Van Sciver launches local food drive

With the holidays fast approaching, local food banks are citing growing demand and a record need for donations.


Tautog anglers in their glory after storm

Though Sunday's six-tautog-limit season opener was ruined for most blackfishermen by Saturday's storm, the white chins turned on this week -- and the continuation of westerly winds settling the ocean should ...


Focused Friends: Rake in Funds

Priscilla Hiby and Susan Scherler threw a party recently - a really big party that they made sure was perfect down to the last detail.


Small craft warnings up

Weather warning : If the weather forecast is right, only the most dedicated of anglers will be fishing Saturday.


Island Beach still the best bet

Where you should go : Just as yesterday, the best bet remains the waters off Island Beach State Park.


Good bottom fishing still to be had

The fear among some bottom fishermen there would be little to fish for until the liberal blackfish season opened has proven to be groundless.


Mantoloking: Dem, Republican Running for Council Seats

THE STAKES: Two three-year terms are open on the six-member Borough Council. John Jones, a Republican, is not seeking re-election. Peter R. Strohm, a Democrat, is seeking his second term on the council.


CATCHING (AIR)WAVES

Commuters driving home to Seaside may be surprised to hear Kent Monahan, the veteran newscaster from TV's NJN News, on their car radios.


Southeast storm -- Wait for Sunday

Weather warning : Small craft warnings are posted for Saturday. Southeast winds gusting over 30 mph plus rain is in the forecast.


Pots reefs bill clears first hurdle

The State Senate Thursday passed the Pots off the Reefs bill sponsored by Sen. Sean Kean in a 32-4 vote.


Pots off reef bill coming up for a Senate vote Thursday

The State Senate is scheduled to vote Thursday on S-336, the Pots Off the Reefs bill introduced by Senator Sean Kean .


Croakers better late than never

An angler never knows what an ill wind might bring to the Shore area's inshore waters.


A peek at the past

It's out with the new and in with the old on the Bay Head Historical Society's 'A Tour of Historic Homes.' The tour, which will be held from 11 a.m. to 3 p.m. Oct.


Man caught in child-sex sting sentenced to lifetime parole

One of the men rounded up in a child-sex sting in Mantoloking last year as part of Dateline NBC's 'To Catch a Predator' series was spared a jail term today but placed on parole for the rest of his life.


Sun shines on seafood festival

Sunny skies and a moderate temperature, along with delicious seafood from the area's restaurants and hundreds of vendors, made last Saturday's Festival of the Sea, here, a crowded affair.


Field Report: Chowder

Here are the field reports from the Muchers on our chowder trip up and down the Shore.


2 hurt in Normandy Beach crash

An 84-year-old woman was flown to a hospital Wednesday afternoon after a two-car crash on Route 35 in the Normandy Beach section.


Brick man charged with using fake gun in robbery try in Mantoloking

A Brick man is charged with robbery, possession of a weapon and possession of an imitation weapon after he tried to rob a small group of young women on a beach about 11:30 p.m. Friday, police said.


New Jersey beach visitors finding unfriendly shores

They treat it like the private sandbox of a privileged few. Tactics include charging as much as $12 to use the beach for a single day and severely restricting parking near the beach .


Jigging blues up again along the Shore

Where you should go : The Shore from Long Branch to Mantoloking produced large bluefish chasing anchovies on the surface yesterday.


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