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Manville, NJ FHA Loans in New Jersey

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Manville, NJ residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Manville, New Jersey News
MANVILLE: National Honor Society adds 19 at high school

A A A Former Manville High School Principal Mary McLoughlin traveled from Clinton to address and welcome the 19 students inducted into the National Honor Society Nov.


Bridgewater Commons food court reopen for business

The Bridgewater Commons mall food court has reopened for hungry shoppers, with some old favorites returning and new additions to the diverse offering of cuisines.


MANVILLE: Move to change Recreation Commission panned

There was standing room only for residents who turned out for Monday's Borough Council meeting to question the need for "fixing something that is not broken." That's the way many described an ordinance that ...


Special programs offered at senior centers

Entertaining and educational programs will be hosted by three Somerset County Office on Aging senior centers in December.


Central Jersey Black Friday shoppers look to stretch their dollars with the best deals possible

Many Black Friday shoppers traded sleep for savings as they hopped from store to store, looking for early-morning bargains in this troubled economy.


Photography Exhibit at Cultural & Heritage Gallery Thru Jan. 2

SOMERVILLE The Somerset County Cultural & Heritage Commission and the Board of Freeholders will host a reception honoring the exhibiting artists in the C&H Gallery on Tuesday, Dec.


Fomer attorney Francis Hermes arrested, charged in Montgomery with drunken driving

A former Somerville attorney already facing more than a dozen charges in three towns and recently jailed on a charge of violating a restraining order is in more trouble with the law.


Manville man charged after police find 23 bags of suspected cocaine in his buttocks

A 33-year-old Manville resident has been arrested on a number of drug charges after police found 23 bags of cocaine in his buttocks, authorities said.


Manville center keeps seniors feeling young

The offerings at the Manville Senior Center are more than tangible items. For some, the center offers camaraderie, friendship and a feeling of youthfulness.


Manville man arrested in drug sting

Duane Bell, 33, of Manville, has been arrested on a number of drug charges following a two-month investigation by the Somerset County Prosecutor's Office Organized Crime and Narcotics Task Force in the area of ...


Residents tell Manville school board what they want in a new schools superintendent

A handful of parents recently attended a meeting to tell district administrators what they want in their next superintendent.


Restaurant's humble beginning in Manville goes back to Naples, Italy

It's been about 11 years since the owners of the Manville Pizza & Restaurant were forced to relocate to make way for the redevelopment of the former Rustic Mall.


PT Entertainment hosts karaoke nights throughout Central Jersey

Shouts of "Willie! Willie! Willie! Willie, you rock!" come from patrons at the Northside Lounge, a favorite watering hole in Manville.


MANVILLE: Police blotter

A Bound Brook Avenue resident reported a man drove into her driveway Nov. 12, and threw out a beer can, several used tissues, and a hand lotion bottle.


Parents don't like plan for fifth-graders at ABIS

The parents at Tuesday's Board of Education meeting may not have children in the fifth-grade, but their request was clear: should the state-mandated preschool program run, don't move the fifth grade from ...


Manville woman who set fire that killed brother will move to nursing home

A Manville woman who was committed to a mental hospital after killing her brother in a 2001 arson fire will be transferred to a nursing home, due to mounting medical problems, a judge ruled this morning.


Family, dog evacuated from house fire in Hillsborough

The cause of a fire that damaged a Van Bolton Road home Sunday evening is still under investigation.


Some Central Jersey shelters seeing increase in dropoff of former house pets

The Somerset Regional Animal Shelter is running low on funds for the remainder of the year as more people are surrendering their pets in a tough economy, and and costs such as veterinarian bills to care for the ...


Four Chaplains ceremony honors dedicated volunteers

A Chapel of Four Chaplains ceremony took place on Sunday, Oct. 19, at the Congregational Knesseth Israel Temple, 229 Mountain Ave., Bound Brook.


Spray painters mark businesses, structures

Someone opted to paint the town Nov. 7 - spray painting an assortment of symbols and phrases on several Manville businesses, a railroad underpass and a business's van.


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