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Merchantville, NJ FHA Loans in New Jersey

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Merchantville, NJ residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Merchantville, New Jersey News
Sweet on sweet potatoes

When Gail Meister's extended family gathers each Thanksgiving to share a traditional meal at her Merchantville home, she and her close-knit relatives argue almost exclusively about one topic, and it's not ...


Book Bingo at the Merchantville Public Library:

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Woodbine pastor says reluctant goodbye ahead of merger

The Rev. Pawel Kryszkiewicz is fast becoming an expert on southern New Jersey geography.


update: Survey indicates Millville needs to provide more for downtown visitors

It's recommended that the Glasstown Arts District refocus its efforts. JGSC Group, of Merchantville, Camden County, presented the results of a survey conducted earlier this year to a crowded City Commission ...


Levoy key to arts district's success?

MILLVILLE -- A solution to the biggest obstacle facing the future growth of the Glasstown Arts District could lie in the re-opening of the Levoy Theatre.


Arts District tenants: Survey no surprise

MILLVILLE -- The city wants to move in a positive direction with the Glasstown Arts District, but local business owners say obstacles, such as the current economy, lack of foot traffic and the closing of shops ...


In Brief: Local historical society to present first governor

The Historical Society of Haddonfield will present Christian Johnson, actor/interpreter, as Gov.


Rededication ceremony planned in Pennsauken

The township will rededicate its Veterans Memorial on Tuesday, adding the names of 87 local residents who died in combat.


Is it time for a Halloween curfew in Ridgewood?

Halloween curfew continues promoting safety By Lara Webb Barrett For My Community Trend To ensure everyone has a safe, fun holiday, Merchantville has had a Halloween curfew in place for children under age 18 ...


Phillies fans struggle to make parade; Tips for the return trip

UPDATE: For your return trip - 1) Avoid using Walt Whitman Bridge to return to N.J.; 2) SEPTA Regional Rail service suspended until further notice; 3) Buy your return trip PATCO tickets now.


Buzzy's offers a personal touch, good food

On the take out menu for Buzzy's restaurant, there is a line that says 'There's a big difference between the big chain and independent pizzeria.' After a string of disappointing lunches and anemic sandwiches ...


Camco criticized over delay

By early 2009, an expansive tracking system will give Camden County authorities a new tool to find and dispatch available police, speed up 911 responses and safeguard officers.


First phase of auditorium restoration complete at Merchantville School

They're sitting pretty in Merchantville School. With the new school year underway, students and faculty are enjoying first-class accommodations for their class assemblies in the school's newly restored ...


Merchantville school updates auditorium: As Merchantville Elementary...

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Between the Covers Rare Books, Inc., Merchantville, N.J. Canadian Literature

Reflecting the country's dual origin and its official bilingualism, the literature of Canada can be split into two major divisions: English and French.


Merchantville candidates face big issues

In a time of economic crisis, how can a town that's smaller than a square mile continue offering the same services to its residents? That's the million dollar question that candidates for the Merchantville ...


Holiday Parties Show Client Appreciation, Boost Employee Morale

MERCHANTVILLE, NEW JERSEY - The holiday season brings with it extra marketing and event coordination tasks and challenges - particularly in today's economic times - for small businesses and large companies ...


Check out 1st Friday, other 'Main Street' events

Many South Jersey towns distinguish themselves from the rest of suburbia with charming ''Main Streets.'' From Haddonfield to Pitman, these walkable shopping districts offer unique stores, art galleries, ...


Hoodie-wearing youth bounced from N.J. school

It was a little chilly yesterday morning, so Bobby Royds Jr. put on a hooded sweatshirt before school.


In Brief: Golf outing scheduled for Oct. 1 in Marlton

The second annual Merchantville High School golf outing will be Oct. 1 at the Indian Spring Country Club in Marlton.


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