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Paramus, NJ Mortgage Refinance in New Jersey
We make it easy to get the lowest mortgage refinance interest rate in Paramus, NJ.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Paramus, NJ residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Paramus, New Jersey drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Paramus, NJ residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of NJ
| Paramus, New Jersey News |
Rite of Installation of Pastor Susan E. Nagle
Sunday ~ December 7, 2008 Four o'clock Church of the Savior in Paramus, N.J., a caring community of God's people, recently called Pastor Susan Elizabeth Nagle to serve as the parish pastor.
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Organic Burger Concept Continues Expansion
Elevation Burger franchisees, Brian Edgar, Matt Jerkovich and Andy Herriott, recently signed a lease securing real estate in Montclair for the first of their five units in New Jersey.
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The Star-Ledger's Two Days
Robert Rey, the telefriendly plastic surgeon better know as "Dr. 90210," will be at Nordstrom at the Garden State Plaza in Paramus from noon to 5 p.m. Saturday to launch his new skin care line, Sensual ...
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You are invited to Thanksgiving Dinner at West Brook.
It was exhilarating to get a letter in the mail inviting me to a Thanksgiving Dinner for Senior Citizens at West Brook Middle School.
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U.S. strip malls suffer as retail tenants disappear
Along a congested highway in New Jersey lies a small strip mall whose challenges illuminate those of malls throughout the the United States as their tenants are brought low by the economic slump.
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Drew Horn Hugs Paramus Sunrise Rotary
Liz Mason, our VP and Program Director gave us a change of pace this week Drew Horn! Drew, dressed in floppy clown type attire hugged everyone in the room and had them all smiling.
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Paramus Police Deliver
On Monday, November 24th, Paramus Police Officer Cheryl Avagnano of the Police Community Services Unit delivered about 40 bags of non-perishable foods and toiletries to Irene Maury, Paramus Director of Human ...
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Bergen County Announces 2nd Annual Human Relations Conference
"WHEN CRISIS STRIKES: COMMUNITIES WORKING TOGETHER" Bergen County Executive Dennis McNerney, the County's Department of Human Services' Human Relations Commission, in partnership with the Bergen County ...
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Private schools feel a pinch
In a turbulent economy, the price tag of an elite education may be too steep for families suffering financial distress, some private schools are learning.
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Police Officer Vincent Brock, 15 Years, Lest We Forget
It is a tradition for the Paramus Police Department to remember officers killed in the line of duty.
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Paramus Surgical Center Sponsors the Center For Food Action Thanksgiving Dinner Program
On Friday, November 21, 2008, at the First Presbyterian Church, 150 Palisades Ave, in Englewood, Paramus Surgical Center distributed Thanksgiving food packages for more than 450 families.
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Alpine Learning Group and Volunteers Create 'Busy Books' for Children With Autism.
On Thursday, November 13th Alpine Learning Group, a school for children with autism located in Paramus, welcomed thirty volunteers from all over Bergen County who put their helping hands into action to create ...
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Bergen County Division on Disability Services Celebrates 30 Years
County Executive Dennis McNerney celebrated the Bergen County Division on Disability Services' 30th anniversary at a luncheon that was held in the Moses Room of Bergen Community College in Paramus on October ...
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PBA Local 186 Cocktail Party and Valor Awards at Seasons
My friend Jim Teehan sent me an e-mail inviting me to cover the PBA Honor Awards Dinner, one of their few funds solicitations.
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Donna Perkosky 'Whee's' the Seniors at the Joseph Cipolla Senior Center
Director Eileen McDowell welcomed Donna Perkosky of the Paramus Public Library when she visited the Senior Center.
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Dr. Bob Jones of the CAFS Explains its Intricacies to Paramus Sunrise Rotary
Speaking before the Paramus Sunrise Rotary Club, the head of Children's Aid & Family Services, Bob Jones, Ph.
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Gautier Opens First Concept Store In Paramus, NJ
High-end RTA furniture supplier Gautier has opened its first concept store in the United States in Paramus, NJ, and is looking to open other locations in key markets, company officials said.
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Bergen County Anounces Arts Field Day
Bergen County Executive Dennis McNerney and County Superintendent of Schools Dr.
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Paramus Police Officer Vincent M. Brock - End of Watch, Monday,November 22, 1993
Saturday, November 22, 2008 will mark the fifteen year anniversary of the line of duty death of Police Officer Vincent Brock, Badge 326.
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Miss New Jersey Joins Habitat for Humanity of Bergen County at the Giving Spree
Miss New Jersey, Ashley Fairfield and Miss New Jersey Teen, Krysten Moore joined volunteers from Habitat for Humanity of Bergen County at the Paramus Park Mall on Saturday, November 15th to help with The Giving ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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