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Richland, NJ FHA Loans in New Jersey

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Richland, NJ residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Richland, New Jersey News
Old Glory receives new home at Buena VFW post

BUENA -- The veterans at Emilio Marandino Veterans of Foreign Wars Post 158 will raise the colors atop a fresh flagpole when they mark Veterans Day on Tuesday.


Bridgeton Blotter

Ephram Z. McNear, 40, of River Boulevard, in Richland, was arrested on a failure to appear warrant Thursday and lodged inside Cumberland County Jail on $2,500. Robert L. McRae Jr., 29, of Railroad Boulevard, in ...


Without Buena Vista, Buena dispatch may get centralized

The town's emergency dispatch is at a crossroads. Two months ago, the borough's nearby neighbor, Buena Vista, said it no longer would use Buena Borough's dispatch center to handle emergency calls.


Pauline Lewis, 74

Pauline Lewis, 74, of Richland went home to be with the Lord on Sunday, Oct. 19, 2008, at William B. Kessler Memorial Hospital in Hammonton after an extended illness.


Making family meals simpler

Getting dinner on the table for the family can be the perfect storm. It's a triple threat of scheduling around school activities and sports, making the meal healthy, and appealing to your picky eaters.


Jerry Travaglia, 94

Jerry Travaglia, 94, of Richland passed away Wednesday, Oct. 8, 2008, at Rainbow Nursing Center.


Richland Village streets to get sprucing

BUENA VISTA -- A new round of 'streetscaping' in the township's Richland Village section will start in the middle of next week.


Juanita Osborne, 58

Juanita Osborne, 58,of Minotola, was born July 16, 1950, in Americus, Ga., to the late Ruby Nell Osborne.


Buena Vista: African American Heritage Museum hits 5-year mark

BUENA VISTA -- The African American Heritage Museum of Southern New Jersey will celebrate its fifth anniversary from 5 to 9 p.m. Saturday, Oct.


RICHLAND: Classic cars, crafts coming to Michael Debbi Park

BUENA VISTA -- The 19th annual American Wheels Show and Craft Fair will be held from 8:30 a.m. to 4 p.m. Sunday at Michael Debbi Park, Cedar Avenue, Richland.


EVENT: African American Heritage Museum of Southern New Jersey Celebrates 5th Anniversary

On Saturday, October 18th, The African American Heritage Museum of Southern New Jersey will bring back 24 of the artists whose works the museum has displayed to help celebrate its 5th anniversary.


Vineland jeweler celebrates 60th year

VINELAND -- Every trip to the hospital should be as lucky and profitable as the one Charles J. Dondero took almost 60 years ago.


Live or online, it's a toy store

Every shelf, every table and every corner of It's A Toy Store catches the eye. Customers can find statues of Yoda from "Star Wars," racks of superhero figurines and years of "Batman" comics.


Richland firm lauded for increasing business

BUENA -- BC Processing, a local credit and debit card processing company, received national recognition at the US Bancorp annual conference, in Fort Lauderdale, Fla., late last year.


Food for thought

You're out on the town at your favorite restaurant, digging into the meal that you always seem to order.


Frank V. Castiglia, 83

Frank V. Castiglia, 83, of Vineland passed away after a brief illness Tuesday, Aug.


Prep students win scholarships

Teachers' Insurance Plan of New Jersey donated more than $22,000 from September 2007 through May 2008 to the New Jersey educational community and five high school seniors through the company's Quotes for Cash ...


BRIDGETON: Vineland man convicted in connection with stuffing woman into trunk

BRIDGETON - A 25-year-old Vineland man is awaiting sentencing on charges connected with shoving an ex-girlfriend into her car's trunk.


Car strikes UPS driver running from dog

BUENA VISTA -- A United Parcel Service deliveryman was seriously injured Thursday afternoon when he ran in front of a car as a dog chased him, state police said.


Fun-filled party in Buena Vista

BUENA VISTA -- Creating lasting memories is what the township's long-running Independence Day celebration is all about for Mayor Chuck Chiarello.


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