Ridgewood, NJ FHA Loans in New Jersey
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Ridgewood, NJ residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NJ
| Ridgewood, New Jersey News |
Homes In Ridgewood Retain Higher Values Due To Train Service
A route to higher home values Sunday, November 30, 2008 Jennifer V. Hughes THE RECORD And, yes, it is an oncoming train.
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Ridgewood Makes List of Top 10 NJ Housing Markets - Train Station a Big Factor
Homes in Train Towns, like Ridgewood and Glen Rock, sell more quickly and hold their value better than homes in "train-less" towns.
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Cardiologist, 33, accused of groping female worker
State police arrested a cardiologist they say groped a female colleague while at St.
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Parking in Ridgewood NJ - The Train Station, Downtown, Meters, Permits and More
Parking your car in Ridgewood New Jersey for your New York City Commute or your Downtown shopping trip is pretty simple - if you know the rules.
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Ridgewood NJ to Host Program on Cyberbullying - Speaker Asks Ridgewood Parents to Take Megan Pledge
Ridgewood NJ to Host Program on Cyberbullying - Speaker Asks Ridgewood Parents to Take the Megan Pledge.
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Nancy Slott and Pam Christian Named Marron Gildea & Donohue Ridgewood Associates of the Month
Nancy Slott and Pam Christian were named Realtors of the Month for the Ridgewood office, a Marron Gildea & Donohue spokesperson announced recently.
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Spinal Fusion Procedure Relieves Back Pain
Fifteen years ago, Stacey Hermann hyperextended her back while tubing behind a motorboat.
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Important Information About Lead in Your Drinking Water
Ridgewood Water found elevated levels of lead in drinking water in some homes/buildings in our community.
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Choose from a PGA Pro's Ridgewood Home or a Ridgewood Tudor Formerly Owned by a Super Bowl Champion
This beautiful Ridgewood Ranch is owned by a retired PGA Tour Pro and the basement feels like a PGA Tour Museum. If Golf is not your game, we are also marketing the Ridgewood Home of a former Super Bowl Champion.
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Nena Colligan Joins Marron Gildea & Donohue Real Estate - Ridgewood | Ridgewood Front Porch
Nena Colligan joined Marron Gildea & Donohue's rapidly expanding Ridgewood office, a company spokesperson announced today.
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Senses Fail at the Chameleon Club
Ridgewood, N.J. emo rockers Senses Fail bring their inconsolable Gen-Y angst to Lancaster's Chameleon Club on November 19 in support of their new album Life Is Not a Waiting Room .
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Police Charge Local Minister In Sunday Evening Pedestrian Accident
Car grazes stroller; motorist cited By Tom Davis THE RECORD Monday, November 17 RIDGEWOOD - A 61-year-old woman was charged Sunday with failing to stop at a crosswalk after her car grazed a stroller carrying a ...
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'Wumblers' store to open
The Giddy Gander Co., creator of The Wumblers , this week opens a branded brick-and-mortar store dedicated to the property.
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Palisades Virtuosi Presents West Meets East Concert on November 15,...
Ridgewood, NJ - The critically-acclaimed Palisades Virtuosi presents West Meets East, the second concert of their 2008-2009 season on Saturday, November 15, 2008 - 8 PM at the Unitarian Society of Ridgewood, ...
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Digging for a solution
For much of the last 10 years, it's been hard to get Tim Carter's mind out of the gutter.
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Wumblers Opens in Ridgewood Nove 14th
RIDGEWOOD, N.J., Nov. 10 NJ-TheWumblerPatch The First Wumblers Retail Store will open its doors on November 14th RIDGEWOOD, N.J., Nov.
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Engaged: Sara Peters, Anthony Petrillo
Mr. and Mrs. Glenn Peters, formerly of Brookfield, announce the engagement of their daughter, Sara Maria Peters, to Anthony T. Petrillo, son of Mr.
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Ridgewood Real Estate Firm's Sales Rise 162% While Competitors Sales Decline Sharply
Sales in the Ridgewood Office of Marron Gildea & Donohue Realtors have increased by 162% while all of our main competitors here in Ridgewood saw their sales decline sharply during the same period. We have our Ridgewood real estate agents and our use of cutting edge technology to thank for our position as the fastest growing real estate firm in Ridgewood, New Jersey.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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