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Afton, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Afton, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Afton, New York News
B-G blanks Afton in boys soccer

Steve Patten scored twice Thursday in Bainbridge-Guilford's 2-0 victory over visiting Afton in Midstate Athletic Conference boys soccer.


Friday's high school events

MIDSTATE ATHLETIC CONFERENCE Delhi at Hancock Harpursville at Walton Afton at Oxford Sidney at Deposit MIDSTATE ATHLETIC CONFERENCE Unadilla Valley at Greene Delhi at UNatego Sidney at Walton Afton at ...


Tuesday's high school events

So. Tier Athletic Conference Vestal at Ithaca Seton CC at Oneonta Windsor at JC CV at Norwich , 4:30 CF at M-E , 4:30 Whitney Point at Sus Valley, 4:30 Midstate Athletic Conference Bainbridge Guilford at ...


Wednesday's high school events

Midstate Athletic Conference Bainbridge Guilford at Sidney Afton at Walton Greene at Delhi Oxford at Unatego So.


Injured animals find sanctuary in Owego

If you call Barb Cole, don't expect her to answer the phone. But if you leave a message saying you found a squirrel with a dangling leg or some other wildlife emergency, she'll call back.


NYDOT funds school safety projects

New York Department of Transportation Regional Director Jack Williams said Wednesday that grants will be awarded to help local students walk and bike safely to school.


Friday's high school events

MIDSTATE ATHLETIC CONFERENCE Afton at Greene Unatego at Bainbridge-Guilford Unadilla Valley at Oxford SOUTHERN TIER ATHLETIC CONF.


Johnny Hart golf tournament to be held

The Johnny Hart Open Golf Tournament, which will benefit the Colesville community pantry and Harpursville volunteer fire department, will be held with a shotgun start 1 p.m. Aug.


Drilling moratorium urged

COOPERSTOWN _ A crowd of county residents worried about the consequences of natural-gas drilling dominated the first two hours of Wednesday's meeting of the Otsego County Board of Representatives.


It's blueberry season -- the perfect time to make blueberry pie.

The fields are full of pickers this year at Stone Hill Blueberry Farm in Afton, where for $1.60 you can get a quart of blueberries you pick yourself.


Sanford - Edwards

Jennifer Edwards and Thomas Sanford were united in marriage on May 24 during an outdoor ceremony at the Circle Drive Alliance Church in Sidney.


July 4th celebrations dotted area 100 years ago

For nearly the last 20 years, Oneonta has been a hub of activity on July 4, with the annual Hometown Fourth celebration in Neahwa Park.


New York Man Jailed After Being Found With Missing Kenosha County Teen

A 23-year-old New York man is in jail after he was found with a Kenosha County teen who had been reporting missing earlier this week.


Legislation could push N.Y. construction projects to get greener

State government is ready to reduce its carbon footprint. Under a bill passed by the state Senate and Assembly, new buildings and major renovations must meet strict efficiency guidelines.


Cyclist killed in crash, rider injured

TOWN OF AFTON A motorcyclist was killed in a crash around 6:10 p.m. Sunday on Oak Hill Road in the Town of Afton and a rider suffered minor injuries.


Two farmers to be honored

Chenango County farmers Robert Briggs of Afton and Kenneth Dibbell of South New Berlin will be honored Thursday evening with the Dan Marshman Ag Leadership Award prior to the Leadership of Chenango class ...


Tornado watch until 6 p.m.

The National Weather Service has issued a tornado watch in effect until 6 p.m. today for 16 counties in the central New York region, including Otsego, Delaware and Chenango counties.


New York restricts firewood

Effective immediately, New York will prohibit the importation of out-of-state firewood that has not been treated to eliminate invasive species, fungi and pathogens.


Spending now to save in the future

Experts: Energy-efficient upgrades often pay for themselves in a few years By Debbie Swartz * Press & Sun-Bulletin * June 2, 2008 As energy costs grow higher and higher, some companies are looking for ...


The Newspaper for the Heartland of New York

Afton plans alumni banquet Afton Central School will host an all-classes alumni banquet at 3 p.m. July 12.


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