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Apalachin, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Apalachin, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Apalachin, New York News
Lions Club to sponsor peace poster contest

The Apalachin Lions Club will sponsor a Peace Poster Contest for students ages 11 through 13 in the Owego-Apalachin and Vestal middle schools.


Milkovich's 34 paces Vestal's golf win

Vestal freshman Pat Milkovich fired a 2-under-par 34 to lift the Golden Bears to a 215-234 victory over Corning in a Southern Tier Athletic Conference golf match Tuesday at The Links at Hiawatha Landing in ...


Local golf results

Results: 1. Paula Benware, Gwynn Troy, Joanna Lynn 127; 2. Mary Serafini, Elaine McDonald, Nancy Demaree 131; T3.


Corning's Andrews fifth at DiNunzio meet

APALACHIN -- Corning's Paul Andrews shot a 77 on the par-72 Links at Hiawatha Landing to finish fifth in the 17-team Nick DiNunzio Memorial Golf Tournament on Tuesday.


Daybreak Update

Good morning. Welcome this is Newschannel 34 Daybreak Update. I'm Jan Carabeo. Today is August 22nd.


Super salads

In the heat of summer, cool heads of lettuce beckon in the grocery vegetable aisle.


Police chief's accident raises concerns

Owego Police Chief Edward McCulskey, 56, and Officer Ralph Azersky, 58, were involved in a recent motorcycle accident in the town of Dix, according to the Schuyler County Sheriff's Department.


'Sundaes at the Farm' to be held

The last "Sundaes at the Farm" of the year will be held Aug. 24 at Blooknick Farm in Apalachin.


State tax cap gets push at Binghamton gathering

A leading proponent of a school property tax cap in New York faced a small protest and a skeptical question during an appearance in Binghamton on Tuesday.


Apalachin man sets age-group powerlifting record

Louis Sposato of Apalachin set his fifth powerlifting world record in his age group and weight class this past weekend in Chicago.


Mini-golf proposed for Vestal site

By next spring, Southern Tier families could be putting for par near the Parkway.


Nightly Webcast

Expect showers and maybe even a rumble of thunder through early evening Saturday.


Happy Birthday to you

These Greater Binghamton residents have a birthday today. * Daniel Joseph Kupiec, 54, Binghamton.


Happy Birthday to you

These Greater Binghamton residents have a birthday today. * Robert T. Stokstad II, 31, Endicott.


Annual haiku contest celebrates warm weather

Ice cream melting. Splashing in the pool. Watching fireflies. Seagulls and beaches.


Happy Birthday to you

These Greater Binghamton residents have a birthday today. * Evelyn Nancy Wheeler, 86, Binghamton.


Happy Birthday to you

These Greater Binghamton residents have a birthday today. * Katya Alexandria Tavi, 13, Bainbridge.


A&M Disposal company bankrupt

Rising fuel costs and delinquent customer bills led Apalachin-based A&M Disposal to file bankruptcy in June, according to owner Sharon Ellis.


Cheap Date checks out Wheels Roadhouse Cafe

Here we are in front of Wheels Roadhouse Cafe on Route 434 in Apalachin. Look for the rusted pickup truck in front.


Apalachin festival celebrates Native-American culture

Learn about Native American traditions at the Hiawatha Pow-Wow Native American Festival in Apalachin.


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