Somerset Investors Corp. Mortgage Refinance, Reverse Mortage, Home Loan
  Reverse Mortgage Divorce Buyouts Debt Consolidation Home Improvement Purchase Refinance
Search Somerset:
Print this page    E-mail this page

Caledonia, NY Divorce Buyout in New York

Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including New York, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

Return to divorce buyout in the state of NY

Bad Credit? click here.

Call for COMPLETE details NOW!

(800) 675-9783

Caledonia, New York News
It Happened One Weekend: High Line Gets Stern, Chelsea's Soused...

Monday, December 1, 2008, by Joey 1) The Times 's look at the development boom surrounding the High Line includes all the usual suspects , but well hello there: "And there are no signs of construction yet on a ...


Imagine Being Found Dead and Never Identified

Sometime in 1979 a mother, father, sister, brother, aunt, uncle or grandparent has lost their child.


'Jane Doe' Case Unsolved 29 Years Later

Nearly three decades later and still no answers: Livingston County Sheriff's deputies have followed thousands of leads trying to solve the murder of an unidentified girl they refer to as "Jane Doe." Twenty-nine ...


Scientists say peridotite rock can soak up CO2

A rock found mostly in Oman can be harnessed to soak up the main greenhouse gas carbon dioxide at a rate that could help slow global warming , scientists say.


Search Continues For I-D & Killer Of Young Girl In Caledonia

Livingston County Sheriff John York again asks for the public's help. Sunday, November 9, 2008 It's been nearly three decades since a young girl was found shot to death in Livingston County.


Caledonia Cold Case: Who is this girl?

In Livingston County, investigators are commemorating a somber murder anniversary.


Rochester-area college presidents don't agree with lowering drinking age

More than 130 college presidents say elected officials should consider lowering the drinking age to 18, but area college officials have not signed on to their public statement and local school and community ...


Related tenants get Suite treatment

Related Companies has partnered with Suite New York, a Midtown furniture showroom and store, to offer interior design consultations and furniture discounts to residents in all of the developer's 16 Manhattan ...


No Bail for Woman Who Stabbed Husband

The woman accused of stabbing her husband in a domestic dispute is in jail without bail.


Job Expo Today Exclusively for Veterans

Help wanted; there's a job expo today exclusively for veterans. The Veterans Outreach Center has 60 national and local companies on board looking to hire veterans.


Auburn Man Dies in Afghanistan

Mayor Duffy's Mother Dies Catherine Duffy, Rochester Mayor Bob Duffy's mother, died Monday morning.


Caledonia DWI crash

A local teen has serious injuries after a car crash in Livingston County, and Sheriffs' officials say the underage driver was drunk.


Brockport Student's Condition Improved

A College at Brockport freshman hurt in a fall earlier this month has been upgraded to satisfactory condition at Strong Hospital.


47 years later, Gaines Township schoolhouse bell returns

A hefty iron school bell dating to the 19th century never was lost or stolen, just borrowed for 47 years.


Crash sends deer into car, injures 1

A deer and a car collided this morning in Wheatland, sending the animal into the vehicle, according to Monroe County emergency dispatchers.


SUNY Brockport student from Caledonia injured in fall

A State University College at Brockport student from Livingston County suffered serious injuries early Friday morning when he fell from the second floor of an off-campus residence, university officials said.


Reader essay: Highlands residents are giving back

Each month, Life will print a reader-submitted essay from the community we are featuring.


Livingston Chamber to honor small business of year

The Livingston County Chamber of Commerce will honor the county's Small Business of the Year at a networking event on Wednesday, Sept.


Livingston deputy helps save woman, 3 kids from fire

A family of five is homeless today after a fire heavily damaged their home in Leicester, Livingston County.


South Americans skip Miami for NYC

Many South Americans used to head straight to Miami as a place to plunk down investment money for an apartment.


Save time with our easy online mortgage application.
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
© 2006 Somerset Investors Corp. All rights reserved.
home | about us | Mortgage Blog | contact us | privacy policy | state licensing | search | links | link to us | site map
mortgage calculators | refinance | purchase | fha | reverse mortgage | divorce buyout | debt consolidation
Eqaul Housing Lender Member of the Better Business Bureau (BBB) Member of the National Reverse Mortgage Lenders Association (NRMLA)