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Dexter, NY Mortgage Refinance in New York
We make it easy to get the lowest mortgage refinance interest rate in Dexter, NY.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Dexter, NY residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Dexter, New York drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Dexter, NY residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of NY
| Dexter, New York News |
Syracuse Man Who Took Swim in Black River Arrested
He was seen entering the Black River by a volunteer fireman in Dexter, but after an extensive search, 40-year-old Scott R. Seiter, Syracuse, was found uninjured.
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Police Investigating Possible Drowning in Black River
Police in the Dexter area are searching the Black River after a report of an individual entering the waters, but not resurfacing.
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Dexter Man Arrested for Robbery
The State Police in Watertown arrested Jesse D Weeks, 12/04/81, 15749 SR 12E, Dexter, NY for Robbery in the First Degree.
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Shirley Myers, 70, Norfolk
Memorial services for 70 year old Shirley Myers, of 1 East High Street, Norfolk, will be held Saturday November 22 at 11 am at the Norfolk Wesleyan Methodist Church in Norfolk with Rev.
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Sarah R. Brown, 56, Clayton
Sarah R. Brown, age 56 of NYS Rte 180, Clayton passed away at the home of her daughter in Lakeport, N.Y. Saturday morning.
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Dexter man crashes cycle Friday, dies at the hospital
A Dexter man died Friday afternoon after losing control of his motorcycle and crashing it on Baldwin Road in the town of Brownville.
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Would-be King biographer caught in sibling feud; wants to write book with family's blessing
In a telephone interview with The Associated Press, the Rev. Barbara Reynolds said she did not want the 30-year relationship she shared with the civil rights matriarch tarnished by the ongoing fight among the ...
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Thomas Clarence Adams, 87, Fulton and Depauville
Thomas Clarence Adams, 87, of Fulton, died September 18, 2008 at Pontiac Nursing Home in Oswego.
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Piven, 'Colbert Report' among Emmy winners
It took 40 years, but Tommy Smothers finally got his Emmy for his writing contributions to "The Smothers Brothers Comedy Hour." Jeremy Piven won another Emmy for his performance on HBO's "Entourage." more ...
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Wind Storm Sweeps Thru' North; Schools Delayed, Closed
A wind storm blew through northern New York early Monday morning, downing trees and power lines and delaying many schools.
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Police raid party, cite 10 teens with trespass
A Friday night party held at the Academy Street home of a 15-year-old without the consent of her parents resulted in 10 teenagers being charged with second-degree criminal trespass.
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NNY police report several DWI arrests
The following people are charged with driving while intoxicated and related offenses: Melvern J. Allen-Peart Jr., 23, of 320 Prospect St., was charged by Watertown police at 2:45 a.m. Saturday on the 200 block ...
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Fire Engulfs Dexter Home
Fire Monday morning in Dexter has destroyed a home. The home is off Foster Park Road.
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Volunteers pitching in at Dexter playground
Parents, administrators, students, teachers and community members are pitching in this weekend to turn Dexter Elementary School's dilapidated playground into an exciting, fun place where everyone can play.
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Underage party results in 12 arrests
City of Watertown Police made 12 arrests early Saturday in connection with an underage drinking party.
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NEWSWEEK: Emmy Roundtable
Newsweek's Annual Emmy Roundtable Brings Together Actors With A Fondness For Morally Ambiguous Characters Emmy Awards Nominees Dish on Researching Characters and Why Some Turn to Stalking and Getting Terrible ...
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DWI charges are lodged against 3 motorists
Three people are charged with driving while intoxicated. Lee R. Saltsgaver, 38, Dexter, was charged by Brownville police and Jefferson County sheriff's deputies with aggravated DWI, aggravated unlicensed ...
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Howard J. Corp, 89, Brownville
Howard J. Corp, 89, Vaadi Rd., town of Brownville, died Monday morning, August 25, 2008, at his home.
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8 drivers facing DWI charges
The following face charges of driving while intoxicated and related offenses: Mark S. Cuppernell, 49, of 23151 Kitto Marina Drive, Dexter, also was charged by Jefferson County sheriff's deputies with failure to ...
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Rochester woman dies swimming at Pillar Point
A 51-year-old Rochester woman was the victim of an apparent drowning Friday afternoon at Guffin Bay, Pillar Point.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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