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Reverse Mortgage
Divorce Buyouts
Debt Consolidation
Home Improvement
Purchase
Refinance
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Ferndale, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Ferndale, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| Ferndale, New York News |
Seminar in Ferndale to focus on preparing gardens for winter
Sullivan Renaissance will hold a fall gardening seminar at 7 p.m. Oct. 15 at the CVI Building in Ferndale.
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Sculptor gives new form and meaning to recycled metal
Abstract artists usually work from a large color palette, canvas and a muse as inspiration.
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Rethinking Growth
Randall Arendt, FRTPI, ASLA, renowned land-use planner, site designer, author, and lecturer on conservation planning and design, will conduct two educational workshops - "Conservation Subdivisions" and ...
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Sullivan lures equipment dealer
A billion-dollar project at the Concord and extensive gas drilling on the horizon has enticed one of the area's largest construction equipment dealers to move to Sullivan County.
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Teens charged with making false fire reports
MONTICELLO Sullivan County Sheriff's detectives Sunday arrested two Brooklyn youths on charges of making false calls to 911.
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What's next for the Shelburne?
Maurice Gerry, a Liberty town councilman and owner of what he believes is the greatest find in Sullivan County, walks past a large wood bar and enters the 85-year-old theater.
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Ferndale transfer station enjoys a big day
The county's garbage transfer station in Ferndale became curiously popular for one day in July, in part because garbage haulers were avoiding a state inspection station near the landfill in Monticello.
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Bar brawl leads to arrests of brothers
MONTICELLO Two brothers were arrested early Saturday morning after a barroom brawl in a Monticello establishment.
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Cole leads in fundraising
Steuben sheriff hopefuls file campaign contribution reports. By Larry Wilson * lwilson@stargazette.com * July 25, 2008 Three candidates for the Republican nomination for Steuben County sheriff have raised a ...
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Bar brawl leads to arrests of brothers
Two brothers were arrested early Saturday morning after a barroom brawl in a Monticello establishment.
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Pinning ceremony honors new Sullivan County BOCES LPNs
The 2008 LPN Class at Sullivan County BOCES was recognized at a pinning ceremony held recently at the Granite Associates Auditorium in Ferndale.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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