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Fonda, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Fonda, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Fonda, New York News
State agency honors local service u.....

The New York state Office of Children and Family Services on Tuesday awarded certificates of recognition for excellence in providing Protective Services for Adults to the staff of the Montgomery County ...


Words from Wes: Retreats and Global Encounters

I recently attended a remarkable retreat with around 20 younger members of the RCAa 'mostly in their 20s and just beginning their ministry.


County creates transit position

A new transit coordinator position will be created in Montgomery County starting next year.


Post Office murals grab attention

Two murals at the Amsterdam Post Office painted in 1939 continue to generate interest, not only from postal customers but also from people who collect stamps.


Brother frustrated by search for wo.....

The brother of missing city woman Kellisue M. Ackernecht said Wednesday he's increasingly frustrated by the Johnstown Police Department's decision not to seek help from state police to help solve her more than ...


County sales tax figures up

Sales tax distributions for Montgomery County municipalities for the third quarter of this year are as follows.


Search for missing woman planned

Family members of missing city resident Kellisue M. Ackernecht will conduct a public search party for her starting at 1 p.m. Sunday at the Johnstown McDonald's nearly six weeks after her disappearance.


Fun with clips and Jane

My excellent colleague David Cote reported yesterday that Jane Fonda is returning to the stage for the first time in 45 years.


Fonda district may begin career tes.....

Fonda-Fultonville High School sophomores may have the chance this year to take a military test designed to identify their potential career strengths.


Fonda-Fultonville High School hosts student's funeral

Nearly 300 people came to share their grief with the LaVoie family during the funeral ceremony for their son Matthew.


Charity groups issue call for help

Officials with local charity organizations hope the Salvation Army's annual call for bell ringers rings a little louder this year.


Students, teachers cope after teen's death

A motorist approaches caution markers Thursday at the point where Matthew C. Lavoie, 16, of Fultonville, was killed in a car crash Wednesday on Hickory Hill Road in the town of Mohawk.


Children march in annual Johnstown .....

Organizers of the Johnstown Police Department's annual Halloween Parade considered canceling the event, but they were glad they didn't when many smiling, costumed young children showed up Saturday.


Library in Fonda plans Book Chats

The Frothingham Free Library, 28 W. Main St., will host Book Chats at 1 p.m. on the first and third Tuesday of each month, beginning Nov.


Fulton County begins community organization response team

The first class for CERT training yielded 20 interested participants. Hugh Caldwell, Director of Fulton County Emergency Management and J. L. Atwill briefed those in attendance on what it takes to be a part of ...


Fort Plain man pleads innocent in D.....

A Fort Plain man has pleaded not guilty to driving while intoxicated, resisting arrest and trying to assault a police officer.


Lester W. - Dutch' Andrews Sr.

Article Photos Lester W. "Dutch" Andrews Sr., 84, formerly of Fonda, NY, passed away at the Loretto Utica Center & Nursing home in Utica after being a resident for two and one half years.


Fuller sets fast time at SDW

Following a rigid full-fender schedule has done little to affect the open-wheel expertise of former DIRTcar Big-Block Modified standout Tim Fuller bested a field of 63 modifieds Thursday to earn the ...


Fonda school reports case of mening.....

A high school freshman at Fonda-Fultonville Central School is in the hospital with viral meningitis, but officials said there is little concern about any others contracting the illness.


Welcomed Home

A cheering crowd of well-wishers greeted two bus loads of New York National Guard infantry soldiers as they returned to the U.S. National Guard Armory from a year's tour of duty in Afghanistan Thursday.


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