Fort Edward, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Fort Edward, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| Fort Edward, New York News |
Man charged in strange theft case
A former Hudson Falls man who has served prison sentences in three different kidnapping or attempted kidnapping cases has been charged with four felonies in a strange theft case in Queensbury.
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From waste to efficient energy
Jim Fischbeck bounded over to a small thermostat cover and adjusted the room temperature.
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Drivers pumped for low prices
For the first time in more than two years, gas is selling at some local stations for less than $2 a gallon.
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From Bust to Broom: Foreclosure cleanups bustling
Workers remove furnishings from a foreclosed house in Fort Edward, N.Y., Wednesday, Sept.
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Bad car accident closes road in Greenwich
Emergency responders were on the scene of a car crash on county Route 49 this afternoon in which one person was reportedly seriously hurt.
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Trash, recycling schedule changed for holiday
Because of the Thanksgiving holiday, the village recycling Wednesday collection will be changed to Tuesday this week, and the Thursday collection will take place Wednesday.
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Morning Update -- Police: Man, woman charged with violating protective orders
A man and woman who have orders of protection against each other were arrested early Sunday after they were found arguing in an alley off Elm Street, police said.
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Washington County keeping new CSEA contract secret until vote on Friday
Washington County supervisors on Friday are expected to vote on a new contract for 150 white collarA members of the CSEA that reportedly will contain a 3 percent increase in base salary, reporter Nick Reisman ...
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Choosing a hero
Every school has programs to build the character of their students and encourage them to do good in life.
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Rural road patrols spared
But public parks could face closure FORT EDWARD - Sheriff's Department road patrols have been restored to Washington County's tentative $117.3 million budget for 2009, officials said Friday.
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Making cents of the mileage reimbursement
One item that could be put into the tentative 2009 county budget would increase mileage reimbursements for supervisors.
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Patrols to face big cuts
Public hearing on 2009 budget set for 10 a.m. Friday FORT EDWARD - Washington County Sheriff's Department faces severe cutbacks, including the possible elimination of nighttime patrols, as officials try to keep ...
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Report: Add tentative school contracts to Open Meetings Law
Remember way back when when we were trying to get a copy of the Fort Edward teachers contract that was approved by both sides in June? Well, we still don't have a copy of it yet, despite numerous attempts to ...
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Morning Update -- Police, probation and parole sweep of bars leads to arrests
A sweep of local bars and a road check by officers from five agencies led to 10 arrests overnight Saturday, officials said.
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New obituary: Paul J. Simmons
Graveside service for Paul J. Simmons, 60, of St. Louisville, formerly of Fort Edward, N.Y., will be at 1:30 p.m. Friday at Gerald B.H. Solomon Saratoga National Cemetery, 200 Duell Road, Schuylerville, N.Y., ...
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Sound off on the budget
County Budget Officer Gayle Hall will be holding her first town hall meeting on the tentative $117 millionA county budget tomorrow night.
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The budget debate begins
Washington County released its tentative 2009 budget A Thursday afternoon and supervisors had varying degrees of optimism in response to the possible 8 percent levy increase.
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VIDEO: Ghost hunting at the Jane McCrea house
Wearing a pair of camouflage cargo pants and equipped with an arsenal of gadgets, Elizabeth Davis looks like a hunter.
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Busting ghosts in Fort Edward
Features EditorA Doug "I ain't afraid of no ghosts"A Gruse visited the allegedly haunted Jane McCrea house on Broadway in Fort Edward for aA Halloween story in today's paper.
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Gillibrand in Washington County on Thursday
U.S. Rep. Kirsten Gillibrand, D-Greenport, will make a campaign swing through Washington County on Thursday afternoon, her campaign announced.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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