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Hoosick Falls, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hoosick Falls, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hoosick Falls, New York News
Striving to capture a town's identity

Town officials and consultants from Lakes to Locks Inc. got down to business Wednesday night to get the story of Hoosick Falls.


Wood Co. a force in Hoosick's history

The town and village largely attribute the area's boom years to the Walter A. Wood Mowing and Reaping Machine Co., which featured a massive factory in Hoosick Falls beginning in the early 1850s.


McDonald takes Senate seat

Republican Roy McDonald won his bid for New York's 43rd District Senate seat against Democratic challenger Mike Russo.


Hoosick Falls Police Explorer program looks to grow

For the past two years, the Hoosick Falls Police Explorer Post 5 has been looking for anyone between 14 and 21 years old interested in a career in law enforcement to join the police explorer program.


McDonald, Russo battle for N.Y. Senate seat

Republican Roy McDonald and Democrat Mike Russo are facing off in the race for New York's 43rd Senate District seat, recently vacated by former Senate Majority Leader Joseph Bruno, who announced his retirement ...


Students roll out a DWI drama

Luc Bechard wheeled a man into the operating room Friday afternoon and hooked him up to a machine.


Hoosick Area Partnership sees a decline in student drug use

Drug use among students at Hoosick Falls Central School and St. Mary's Academy is down, according to a local group.


Streetlight Ghost

"On the night of Sept.13, 2008 in the small town of Hoosick Falls, N.Y. at approximately 1:30 a.m., my girlfriend and I were leaving a family member's aptartment to go home," writes Curtis.


Hoosick Falls bar now named Half Time

After 20 years, a Church Street bar has gone from Third Base to Half Time - in less than a month.


Irish step dancing comes to Williamstown

A New York woman has brought her love of Irish dancing across the state line and is offering classes to local children at the United Methodist Church on Main Street.


Eight suspects from Rensselaer County arrested in drug sweep

A two-month investigation led to the arrest of eight Rensselaer County individuals said Under Sheriff Pat Russo.


Third arrest in copper theft case

A third person has been arrested for breaking into the former Mary McClellan Hospital and stealing copper and other metals from the old hospital section.


Stove company owner arrested

Dennis A. Murray, the owner of Valley Hearth and Pellet Inc. on Church Street, has been arrested for taking orders for pellet stoves and wood pellets and never delivering after being paid, Hoosick Falls Police ...


Hoosick Falls man arrested for allegedly defrauding customers

Several people in Hoosick Falls must find secondary means to heat their homes this winter after police said today they were defrauded by the owner of Valley Hearth and Pellet.


Two woman arrested in connection with metal theft

A mother and daughter from Hoosick Falls have been arrested in connection with the theft of thousands of dollars worth of metal from the former Mary McClellan Hospital, police said.


N.Y.: Use old voting machines

For the upcoming elections, Rensselaer County voters are advised to use the old lever voting machines, as opposed to the newer ones that will be required to be the only machines in service by next year, Edward ...


Fire destroys auto body shop

An auto body shop in Hoosick Falls was destroyed by fire this morning. The call came in around 6 a.m. to Upstate Auto Sales on Route 7. More than 50 firefighters were called to the scene.


Rensselaer County Legislator charged with drunken driving

Rensselaer County Legislator Stan Brownell is facing a misdemeanor drunken driving charge in Springfield, Vt., according to court officials.


Hoosick Falls Central School welcomes new school year

Tuesday was a busy day for the faculty at HFCS. Some had to hold department meetings while they ate their lunch in the school's cafeteria.


Art:21 | Jenny Holzer | Collaboration

EXCLUSIVE: Jenny Holzer and poet Henri Cole with various Redaction Paintings in her studio in Hoosick Falls, New York, and BIG HANDS YELLOW WHITE installed at Cheim & Read, New York.Whether questioning ...


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