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Hopewell Junction, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hopewell Junction, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hopewell Junction, New York News
Man faces charges following chase

HOPEWELL JUNCTION - A Wappingers Falls man is due in court Monday on charges following a pursuit on I-84 that started in Newburgh.


Bookstores to contribute to local PTA

On Nov. 28, Barnes & Noble stores in Poughkeepsie and Kingston will contribute a percentage of every sale made with a special book fair voucher to the Parent Teacher Association of Gayhead Elementary School in ...


Trauma staff inspired by a little survivor

Zachery Avis is doing just fine. Not bad for a kid who spent a month in critical condition and still undergoes five-day-a-week rehabilitation for injuries sustained in a horrific accident.


Holiday windows challenge

C reate a theme. Stick to the basics. Don't forget to promote your business. These are holiday window decorating tips from Hopewell Junction interior designer Shannon Leddy.


Free rabies clinic Sunday in East Fishkill

HOPEWELL JUNCTION - A free rabies clinic will be held from 11 a.m. to 3 p.m. Sunday, hosted by the Dutchess County Department of Health in cooperation with the Dutchess County Society for the Prevention of ...


Flags to remember lost 9/11 firefighters

HOPEWELL JUNCTION - Students at John Jay High School invite members of the community to sponsor flags that represent the lives of the 343 firefighters who were killed Sept.


Chiropractor celebrates grand opening in Poughkeepsie

Dutchess-area residents have a new place to take their aching necks and backs. Dr. Andrea Paporto, of Hopewell Junction, opened a chiropractic office in the Town of Poughkeepsie in April.


Paramedic who saved child honored by the toddler

Mobile Life Paramedic Mike Lanspery of Newburgh on Saturday received Saint Francis Hospital's EMS Provider of the Quarter Award from 2 ½-year-old Zachary Avis, whose life he helped save earlier this ...


Book club to discuss 'The Zookeeper's Wife'

HOPEWELL JUNCTION - The East Fishkill Community Library Afternoon Book Club will meet at 1 p.m. Nov.


2 congregations called church home

The River Church had operated in quite a few locations before it moved into the 117-year-old building on South Hamilton Street.


New York Guard chief begins duties

A Hopewell Junction resident has been appointed to the top position of the New York Guard.


Camp helps girl improve eating and exercise habits

When seventh-grader Marina Colicci of LaGrangeville was in second grade, her pediatrician noticed she was putting on extra weight.


Gusty winds lead to power outages in region

Rain and gusty winds are causing some problems in the Lower Hudson Valley. Numerous trees are reported down in Putnam County.


Amateur radio club will meet Nov. 6

HOPEWELL JUNCTION - The QSY Society Amateur Radio Club's will meet on Nov. 6 at the East Fishkill Community Library.


Good Life: Your positive achievements

This photograph from our region's past was sent in by Vincent Commisso of Hopewell Junction.


More election letters - 10/24

I am writing in response to the letter from Dorothy Mekeel in support of the interim judge of East Fishkill.


Web site no bargain for runners

The following topic has been on my 'to-do' list for this column for quite a while now - ever since Mid-Hudson Road Runners Club 50-plus stalwart Ken DeVries of Hopewell Junction pointed it out to me last year.


Historical Society hosts walk and talk along former railway

It was a warm, bright, beautiful fall afternoon on Saturday, Oct. 11, as Millbrook residents gathered on the village green for the Historical Society's third annual Rail Trail Walk.


Financial seminar set at East Fishkill library

HOPEWELL JUNCTION - The East Fishkill Community Library will host a free, educational program by Jim Santangelo of Royal Alliance Associates at 1 p.m. on Saturday.


Mall appoints director of operations

John Urbanak, of Hopewell Junction, is the new director of operations at the Poughkeepsie Galleria, the Town of Poughkeepsie mall.


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