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Horseheads, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Horseheads, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Horseheads, New York News
Slick Roads Contribute to Crashes on Interstate 86

Wintry weather caused a series of crashes involving seven cars on Interstate 86 Tuesday morning.


People in the Twin Tiers

Coleman, a 2006 graduate of Elmira Christian Academy, is a senior in the United States Military Academy.


Albino Deer Sighting in Horseheads

A viewer had a rare sighting in her backyard of an albino deer. Sara Harvey of Horseheads e-mailed WETM-TV with photographs of the animal, which she took on Monday, day 3 of the deer hunting season in New ...


Protecting Yourself Against Identity Theft

T hat's after S aturday's free shredding event in E lmira . N eighbors were able to bring personal papers to have them shredded in one of these mobile shred mobiles.


Chili challenge issued for Holly Days in Horseheads

The Horseheads Village Fire Department is challenging all area fire departments to participate in the chili cook-off Nov.


State urged not to stifle gas drilling

Local politicians urged New York state Thursday night not to impose, in the words of Sen.


"Cinderella" Hits the New Horseheads Stage

The Clemens Center isn't the only theater celebrating a new facility with a popular opening night performance.


His art is cooking

Andy Terribilini's culinary journey started when his mother showed him how to combine different seasonings to enhance the flavors of the dishes she made.


Lockwood man arrested following Knights Inn burglary

Horseheads police arrested a Lockwood man after he allegedly broke into the main office at the Knights Inn on Westinghouse Road and stole money from a cash register.


Parents must address unsportsmanlike conduct

Can you imagine your child's teachers swearing at them in class? Racial slurs were allegedly yelled at the 13- to 15-year-old JV players at a girls' soccer game between Vestal and Horseheads.


Horseheads graduate in national singing contest

In a few days, Jill Charles will perform at an 'American Idol'-style singing competition, and she's hoping her friends and family in the Elmira-Corning area -- and beyond -- will cast their votes for her.


Guest Conductor at Horseheads

Geoffrey Moull leads Horseheads High School orchestra practice on Wednesday November 5. Moull is the conductor and music director of the Thunder Bay Symphony Orchestra in Ontario,Canada. He is in town this week ...


Former security officer in Iraq to speak in Horseheads

In honor of Veterans Day, American Legion Post No. 442 in Horseheads will host Lt.


Massa expects victory margin to grow; Kuhl camp not ready to concede race

ELMIRA - Eric Massa's campaign is confident the Corning Democrat will be declared the winner of the 29th Congressional District race, but it will be days before all votes are counted.


Grad to play music at Horseheads Intermediate School visit

Jon Stewart, a 2006 Horseheads High School graduate and current Ithaca College student, will bring his four musical colleagues to Horseheads Intermediate School on Nov.


Horseheads players gain STAC tennis honors

Three players from Horseheads High -- Sonia Yu in singles and the team of Abby Braiman and Anna Wicks in doubles -- have been named to the Southern Tier Athletic Conference Metro/West Conference all-star tennis ...


Horseheads volleyball team advances

The Horseheads volleyball team swept Suffern in a New York State Public High School Athletic Association Class AA regional match Tuesday night at Corning West High School.


Horseheads parking solution sought

Residents, visitors and prospective home buyers in the town of Horseheads: This is a reminder that there is a parking ban on all streets and roads in the town of Horseheads -- 24 hours a day, seven days a week ...


Massa's RV tour wraps up in Olean, Campbell, Horseheads

Eric Massa, Democratic candidate for New York's 29th District seat, will visit workers in Olean, Campbell and Horseheads today as he wraps up his eight counties in eight days RV tour across the district.


Winter Parking Bans go into Effect

Municipalities are gearing up for the colder weather ahead, and winter parking bans are going into effect.


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