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Houghton, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Houghton, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| Houghton, New York News |
Victim in wildfire photo has Houghton College ties
Her anguish was captured in a photo published Saturday in newspapers across the nation, including The Buffalo News.
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Guilty plea in attempt to destroy campus buildings
Nearly seven years later, a New York man has pleaded guilty to trying to destroy two buildings at Michigan Technological University as part of a radical environmental protest.
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HOTA Festival concludes, will have change in management
The Heart of the Alleghenies Folk Music Festival concluded Sunday with a gospel sing, farewell contra dance and a change in management.
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College Professor Charged With Sexual Abuse
New York State Police say Craig W. Fellenstein of Houghton has been charged with sexual abuse, forcible touching, selling marijuana and unlawfully dealing with a child after police received several complaints ...
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Houghton adjunct professor charged with sexually abusing students
Complaints from several female students at Houghton College have led to the arrest of a 55-year-old adjunct professor on charges of sexually abusing and touching students.
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Bowers-Morgan wedding
Jodie H. Bowers of Richmond Hill and Sue and William Morgan of King of Prussia, Pa., announce the marriage of their children, 2nd Lt.
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Rainy Day Reads: 'The Gargoyle' and more
THE GARGOYLE , by Andrew Davidson . The buzz: Seven years in the making, this dark but surprisingly romantic first novel about a modern-day love that transcends time was sold to its publisher for a whopping ...
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Students Honored
"This scholarship will help offset the price of education without so much worry about money" ' Playing in a creek behind her house paid off for Alexandria Stacey Kuhl. The Broadalbin-Perth High School student, who played during most of her childhood in the creek, pursued a three-year research project ... via Gloversville Leader-Herald
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He runs for others more than himself
"It was very inspiring, very hot, very brutal" HOUGHTON - At the heart of it, Glen Avery says, "I am my father's son." Calvin Avery, who liked to hike the mountains in Maine and walk the Appalachian Trail, took up running in his early 50s. via Democrat & Chronicle
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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