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Inlet, NY Mortgage Refinance in New York

We make it easy to get the lowest mortgage refinance interest rate in Inlet, NY.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Inlet, NY residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Inlet, New York drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Inlet, NY residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of NY

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Inlet, New York News
Dog park poised to become permanent

One year ago, meetings at City Hall were filled with upward of 50 people at a time, lobbying for and against a once-controversial off-leash dog park.


Morning Update -- Snow accumulation, power outages reported

The Glens Falls area didn't get the snow that was predicted, with little more than a dusting reported, but areas to the north and west sure did.


Then & Now: Inclined planes got trains up Ithaca's South Hill

It comes as a surprise that Tompkins County was considered a pioneer in American railroading for its efforts to move freight and people in and out of the deep valley of Cayuga Lake in the early 1880s.


Briefly in Tompkins

Tompkins Consolidated Area Transit, Inc. announces that TCAT Routes 14 and 20 will be detoured due to construction work on Hector Street by The City of Ithaca.


Landmark summer camp taking on new look

The clock is ticking for the wooden buildings that graced the former Camp Eagle Cove property in the Adirondack community of Inlet.


Hoping for happy trails Sunday

Organizers of the Race With the Wind built momentum with the inaugural event last year and look forward to growth at this year's event on Sunday.


Groton schools grow greener

GROTON - The Groton Central School campus is growing greener with improved walking trails.


Labor Day Weekend in Old Forge

The summer isn't over yet in Old Forge, Inlet and The Town of Webb. Labor Day Weekend celebrates the beginning of autumn with all kinds of things to do for families, including live music and fireworks on the ...


Ithaca Gun lead may halt inlet work

ITHACA - Proper cleanup of Ithaca Falls could impact development possibilities at more than just Ithaca Gun.


Mom gains fitness with pedal vehicle

ITHACA - Elisabeth Harrod bought her family a new vehicle near the end of 2006 that uses no gas, something she's happy about now as prices rise.


Mom gains fitness with pedal vehicle

ITHACA - Elisabeth Harrod bought her family a new vehicle near the end of 2006 that uses no gas, something she's happy about now as prices rise.


A small mountain lake could become a big battleground

But a battleground it most certainly is. And there will be figurative blood in the water before this issue is settled.


2 Fisherman Saved When Boat Sinks Off L.I.

Two men have been rescued from a life raft after their sport-fishing boat sank about 9 miles off the Long Island coast.


Coast Guard Aux NEWS

Perhaps since the time of the Montaukett sachem Mongotucksee, mariners and local businesses have wanted to connect the Peconic and Shinnecock bays. via The Independent


Trail: Bridging solutions to gridlocked debate

We are the owners of Andree Petroleum and Instant Printing, located along the proposed phase two of the Cayuga Waterfront Trail and collectively serving residents of Tompkins County and Central New York for ... via Ithaca Journal


An Adirondack Paddlefest Weekend

When we get the chance, my husband and I like to attend Adirondack Paddlefest. This annual event, held in May, features canoes and kayaks, vendors, guest speakers and demonstrations. via BellaOnline


Inlet Technologies' Andy Beach Pens New Book on Video Compression

"I wanted to write a book that would educate users on the production-related questions and problems typically faced when trying to publish content to the web"

' Inlet Technologies A , the leader in advanced encoding solutions for new media, announced that Andy Beach, director of product management, has written a new book, Real World Video Compression , published by ... via Digital Content Producer


Milk truck hits car on Route 12

The Oneida County Sheriff's Office were on the scene of a tractor trailer/car motor vehicle accident that happened at 2:15 pm and sent one person to the hospital. via WSTM-TV Syracuse


Lifton announces $2M to help with dredging inlet

"The funding I secured will improve the environment by removing sediment and making the waterway navigable, and jumpstarting initiatives to increase tourism and business in the Finger Lakes."

Assemblywoman Barbara Lifton, D-125th Dist., said $2 million was secured in the final state budget to help implement a joint City of Ithaca/Tompkins County waterfront revitalization plan to dredge Cayuga Inlet, ... via Ithaca Journal


The greatest manhunt in Adirondack history centered on Robert Garrow in 1973.

"I passed through seven roadblocks between Speculator and Gloversville. The last was in Northville. They made you open your trunk at every one."

Robert Garrow Sr. is pushed back to the Hamilton County Jail by Inlet Town Police Officer Richard Payne. via Press-Republican


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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