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Islip, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Islip, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| Islip, New York News |
6 charged in sales of cigarettes to minors
Suffolk County police said they used underage agents Friday to catch six people selling cigarettes and cigars to minors.
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Levy walking fine line in reaction to immigrant death
If Marcello Lucero , 38, had been stabbed to death in Nassau rather than in Suffolk, "it would be a one-day story," Suffolk Executive Steve Levy griped the other day.
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Islip task force tackles incidents of hate
Facing one another in a wide circle of chairs, about 20 community leaders Tuesday asked themselves: What do we do when the Ku Klux Klan is pamphleting in our town and a man has been killed because of his race ...
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4th arrest in shooting death of Long Island lawyer
Associated Press - November 18, 2008 12:13 PM ET CENTRAL ISLIP, N.Y. - A fourth suspect has been arrested in the death of a Long Island lawyer who was shot during a botched ambush robbery that police say was ...
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Islip cooks up a food manufacturing cluster
J. Kings Food Service Professionals , based in Holtsville, decided to open a new food processing facility to cut steaks and prepare salads for clients such as the Waldorf Astoria, Lessing's, Teller's and Ben's ...
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7 LI Teens Indicted In Immigrant's Fatal Stabbing
Nov 14, 2008 5:39 pm US/Eastern Reporting Sean Hennessey CENTRAL ISLIP, N.Y. A grand jury indicted Friday the seven teens accused in the fatal stabbing of an Ecuadorean immigrant on Long Island.
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Police: NY woman killed mother over groceries
A woman accused of killing her mother in a dispute over groceries has pleaded not guilty to manslaughter in a Long Island court. Laurie Young is being held after a judge set bail Friday at $750,000 cash. Suffolk County Police Lt. Jack Fitzpatrick says Young got angry while unloading groceries Wednesday with her 75-year-old mother, Marlene Young. Fitzpatrick says the 39-year-old daughter assaulted her mother because she felt the older woman had bought too much food. He says the daughter didn't call for help for her injured mother until the next day because she feared arrest. Police say she then reported finding her mother dead in bed.
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New Yorker Charged With Mother's Death
A woman accused of her mother's death has pleaded not guilty to manslaughter charges in a Long Island court.
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Cops: Islip woman beats mom, leaves her to die
Laurie Young, 39, who Suffolk police said beat up her 75-year-old mother and left her to die because she feared getting arrested in connection with the assault.
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Ecuadorean Consul Wants Harsher Charges in LI Slay
Seven teenagers accused in the fatal stabbing of an Ecuadorean immigrant are due back in court on Long Island.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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