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Middleport, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Middleport, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Middleport, New York News
VIDEO: Mitten tree aims to help needy families

The mittens are nondescript, cutouts in red and green, each one marked with one word and one number.


Police Blotter: Reports published Nov. 28

City of Lockport n DWI: Ryan J. Bick, 25, 9421 Chestnut Ridge Road, Middleport, was charged with driving while intoxicated, drinking alcohol in a motor vehicle on the highway and second-degree aggravated ...


Barn Fire in Niagara County

Niagara County Fire investigators are looking into what caused a barn fire in Middleport early Saturday morning.


BLOTTER: Police reports published Nov. 20

Town of Lockport * CONTEMPT: Peter H. Prine, 30, 6952 Academy Lane, was charged Tuesday morning with second-degree criminal contempt.


VALLEY: In honor of Veterana s Day

Since Veterans Day is this week, I thought it would be a good time to share a particular e-mail that I received just the other day.


BLOTTER: Police reports published Nov. 15

City of Lockport * DWI: Jesse S. Taylor, 31, 2765 The Heights, was charged Thursday night with driving while intoxicated, first-degree aggravated unlicensed operation of a motor vehicle and disobeying a stop ...


MIDDLEPORT: Resident sentenced in theft case

Nicole J. Raduns, 29, of Middleport was sentenced in Orleans County Criminal Court on Monday to three-and-a- half to seven years in a state prison.


Two Lockport suspects arrested in several home burglaries

Two Lockport teenagers suspected in more than a half-dozen burglaries and thefts in and around the city - including one at the home of a former police chief - were arraigned Monday in City Court.


City of Lockport: Burglary suspects caught after chase

City police have arrested two teens suspected of committing several recent burglaries in both the city, Gasport and Middleport area.


Hard work restores playground

The happy sounds of children at play are ringing out once again with the recent reopening of the village's sole playground.


POLICE: Officers make Halloween checks on area's sex offenders

As trick-or-treaters filled the streets Friday night, a small task force of law enforcement was going door-to-door as well - checking in on the area's sex offenders.


BLOTTER: Police reports published Oct. 31

City of Lockport * ASSAULT: Floyd C. McGriff, 34, 368 Walnut St., was charged Wednesday with third-degree assault, third-degree menacing, first-degree criminal contempt and endangering the welfare of a child.


HALLOWEEN: Police have advice for safe trick-or-treating

TRICK OR TREAT Trick-or-Treating hours for area towns are as follows: * CITY OF LOCKPORT: 4 to 7 p.m. * TOWN OF LOCKPORT: 4 to 7 p.m.; 5 to 8 p.m. in the Woodlands * NEWFANE: 4 p.m. to 7 p.m. * TOWN OF ...


House Hunt: Curious, serious women lead fall tour of homes

By Bill Wolcott wolcottb@gnnewspaper.com MIDDLEPORT - The curious and serious visited 15 homes on a drizzly Saturday for the 2008 Fall Tour of Homes.


Car Chase in Niagara County

Sheriff's deputies say they spotted two men driving in a stolen vehicle in Middleport around midnight.


Niagara County faith-related events /

Following is a weekly listing of upcoming events of area faith groups held around Niagara County.


ROYALTON: Barn fire closes Rochester Road

An abandoned barn and two smaller structures were destroyed by fire Tuesday afternoon on Rochester Road, causing Route 31 to be closed for five hours.


Officials seek cause of Middleport barn fire

Several fire companies battled a fire in a vacant barn at 9425 Rochester Road that broke out at about noon Tuesday, Niagara County sheriff's officials said.


Niagara Honor Roll / Achievers and achievements

Matthew Sweeney, left, of Appleton and Lydia Shafer of Middleport will serve in the Niagara County Fair Royalty.


Keep on Rolling

Cindy Manko's regular exercise routine includes a 15-mile bike ride through the Southtowns.


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
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