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Middlesex, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Middlesex, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| Middlesex, New York News |
News 10NBC put the legend of Spook Hill to the test
Back on Halloween in 2000, News 10NBC's Ray Levato visited a place called Spook Hill near Middlesex, Yates County, and he found that what it does to your car is what's really spooky.
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Back to School: City schools change start, end times
The Geneva City School District will welcome 2,400 to 2,500 students back to school Wednesday, around the same number as last year.
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Couple accused of hate crime at concert
A Middlesex couple are accused of committing hate crimes by yelling racial slurs at a woman and stealing the woman's purse as she left the Kid Rock concert with her 4-year-old and other relatives Wednesday ...
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Couple chooses to fuel their ride with vegetable oil
Nannie and Curt Nehring Bliss would consider themselves to be a pretty adventurous couple.
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Two men taken by Mercy Flight after crash in Ontario County
Emergency crews responded to the scene of a motor vehicle crash at the intersection of Arnold and Green Roads in the town of Gorham.
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Barber wields tin snips, but not for hair
"Everyone that's a barber charges $10 for a haircut, and he's charging $7 or $8. I say 'Jimmy, what are you doing? You got to put gas in your truck,'" There's a Spanish knight living in Jimmy Fornataro's barbershop. He's been there for five years, slowly emerging from a pile of scrap sheet metal. via Democrat & Chronicle
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Folk art guild puts work on display this weekend
The Rochester Folk Art Guild is selling its wares -- everything from blown glass to wooden toys -- this weekend at the Harley School. via Democrat & Chronicle
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Folk crafts festival draws hundreds today
Over the weekend, more than 600 area residents learned about the Rochester Folk Art Guild's work and purchased its wares at the annual Spring Festival of Crafts, at The Harley School in Brighton. via Democrat & Chronicle
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Firefighters Rescue Two From Park Cliff
A 25-year old man and a 12-year old boy had become stuck on a ledges above Channing Philbrick Park, off Route 441 Friday afternoon. via R News
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Local Teens Prepare for Pope's Rallly
"I'm expecting him to talk about, hopefully, why he believes in what he believes in. Why we should" Saturday, approximately 25,000 young people from around the country are expected to gather for a youth rally with the Pope. via R News
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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