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Reverse Mortgage
Divorce Buyouts
Debt Consolidation
Home Improvement
Purchase
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Middletown, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Middletown, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| Middletown, New York News |
Ten Middletown drug suspects named in federal indictment
Ten Middletown men are accused of collaborating in a year-long scheme to distribute crack and heroin, according to an indictment unsealed Wednesday morning in U.S. District Court in White Plains.
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Fun and learning after school in Middletown
At 3:30 p.m., Maple Hill Elementary students start streaming into the school cafeteria, where snacks await them.
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Two shot outside Town of Wallkill diner
Two shot outside Wallkill diner WALLKILL Police are investigating the shooting of two people outside the Americana Diner on Route 211 in the Town of Wallkill early Sunday morning.
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Middletown man indicted in attack on woman
A Sullivan County grand jury has indicted a 27-year-old Middletown man accused of violating an order of protection and beating a woman in Monticello.
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Three men arrested in diner shooting; possible gun recovered
Three men have been arrested in connection with the Sunday morning shooting at the Americana Diner on Route 211 that critically injured two Middletown men and state police believe they have recovered the ...
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New Hampton woman stole dead father-in-law's check to pay cable bill, police say
State police say a New Hampton woman stole a blank check from her recently deceased father-in-law to pay a $400 Time Warner Cable bill.
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Town of Shawangunk police investigating fatal accident
WALLKILL - Town of Shawangunk police are still investigating the cause of an accident on Route 52 in Walker Valley, in which a 16-year-old female died from her injuries.
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ABCs of Gardening: Prevention is only way to fight artillery fungus
Q. The clapboard siding on my home has small black specks all over, and when I tried to clean it, I just made it worse.
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Police recover rifle after caller reports shots fired
Police officers and a K-9 recovered a rifle in the woods near Mount Carmel church, town police said.
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Dog struck by bullet in her family's Minisink yard
It was close to 6 p.m. Monday when Linden's owner, Jody Moraski, let her out in the fenced-in backyard.
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Dog struck by bullet in her family's Minisink yard
It was close to 6 p.m. Monday when Linden's owner, Jody Moraski, let her out in the fenced-in backyard.
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Gift Card Guide
This holiday season, why not try one of these more inspired gift certificate ideas instead.
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Middletown police nab suspect in daytime break-in
Police have one suspect in custody and are looking for another after a late-morning burglary on Crawford Place.
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Middletown police nab suspect in daytime break-in
Police have one suspect in custody and are looking for another after a late-morning burglary on Crawford Place.
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Middletown man had knife and cocaine, police say
Police arrested a city man on felony drug and weapon possession charges stemming from a Monday night traffic stop.
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Middletown man had knife, cocaine, police say
Police arrested a city man on felony drug and weapon possession charges stemming from a Monday night traffic stop.
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NYC hunter accidentally shoots upstate toddler
An upstate toddler is dead and a New York City man is charged with manslaughter after a hunting accident in the Hudson Valley.
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Orange Bureau Confidential: Chester parade honors 1st Lt. Lou Allen
Laurene Sandstrom, sister of the late 1st Lt. Lou Allen of Chester, reports that on Saturday, Chester High School had its first-ever homecoming parade, and it had a very special theme.
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CASA fundraiser in Middletown
You can help the CASA foster children by attending the Co-ed Fundraiser Event from 5:30 to 8 tonight at Saffron in the Playtogs Plaza, 130 Dolson Ave., Middletown.
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Greater Hudson Bank changes ticker symbol
Greater Hudson Bank announced Monday that the company's common stock has begun trading under the ticker symbol GHDS on the Pink Sheets.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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