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Montour Falls, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Montour Falls, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Montour Falls, New York News
Schuyler offender law faces scrutiny

The last time Schuyler County legislators heard comments from the public about a proposed local law restricting where convicted sex offenders may live, they said some valid questions were raised and decided to ...


Montour House to hold open house Friday

An open house will be held from 6 to 8 p.m. Friday at the Montour House, 401 Main St.


More

The Schuyler County Chamber of Commerce will hold its next one-hour business roundtable discussion at 8 a.m. Dec.


Fireman in toughest fight of life

ODESSA - You wouldn't think that Robert and Rebecca Franklin could find much to be thankful for.


Odessa firefighter battles for his life

Nobody knows for sure how many people Bobby Franklin helped during his 26 years as a firefighter with the Odessa Fire Department.


Dry trees create fire danger

MONTOUR FALLS - In a handful of seconds, with nothing more than a spark, the cheerfully-decorated Christmas tree is a column of flames.


Burdett Presbyterian Church lunch a labor of love

BURDETT -- Fellowship Hall at the Burdett Presbyterian Church is where one will find sandwiches made-to-order and homemade soup on five different luncheon occasions between Dec.


Dollar Foods In Montour Falls Will Close

The economic crisis has forced a business owner in Schuyler County to close his doors, leaving 8 people without a job.


Biofuel expert to speak at Schuyler County Cooperative Extension meeting

The Annual Meeting of the Cornell Cooperative Extension of Schuyler County Association is scheduled for 7:15 to 9 a.m. Dec.


Christmas Tree Fire Safety

But there are some ways to make sure your family stays safe this holiday season.


Christmas Tree Fire Demonstration

'Tis almost the season to display and decorate your Christmas Trees. But before you do, fire officials are warning you to be careful.


Soil, Water District earns state award

The Schuyler County Soil and Water Conservation District was recently honored by state Department of Agriculture and Markets Commissioner Patrick Hooker with the bronze award of the 2008 Agricultural ...


Seneca County names new undersheriff

Seneca County Sheriff Jack Stenberg today appointed a 32-year-veteran of law enforcement as his new undersheriff.


Schuyler gets new bus service

MONTOUR FALLS -- Schuyler County commuters who use bus service to Ithaca will see a new name on the sides of the buses and a big drop in fares starting Jan.


Schuyler offices still on the move

The Schuyler County Clerk's Office is the next department facing upheaval during the ongoing renovations at the County Office Building on Ninth Street in Watkins Glen.


Local News

LOCAL NEWS WAVERLY Woman, 75, killed in apartment fire A Waverly woman died early Wednesday in a fire in her apartment at 423 Chemung St.


Schuyler administrator to review '09 budget

WATKINS GLEN -- Schuyler County's proposed 2009 budget, which calls for a 1-cent drop in the average countywide tax rate, will be explained in detail at Monday night's monthly Legislature meeting.


Pulse of the People: Nov. 2, 2008

He gets things done I am a retired fire protection specialist with the state Office of Fire Prevention and Control, Department of State.


Community Bulletin Board

The Holiday Fair at Arnot Ogden Medical Center in Elmira, sponsored by the hospital's auxiliary, will be Nov.


Massa to visit Watkins Glen, Montour Falls

Eric Massa, Democratic candidate for New York's 29th Congressional District, will be in Watkins Glen beginning at 12:15 p.m. today.


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