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Rhinecliff, NY FHA Loans in New York

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Rhinecliff, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Rhinecliff, New York News
Writer untangles hamlet's history

Rhinecliff has a long and tangled history, full of extraordinary characters, but few have taken the time to research the hamlet's vibrant history until Cynthia Owen Philip tackled the project.


Sinterklaas festivity back in Rhinebeck

RHINEBECK - A beloved tradition is making a comeback in the Town of Rhinebeck after a nearly 20-year hiatus.


Going gets slower on Rhinebeck road

RHINEBECK - It was a small change, but it wasn't small for Patricia Kuhn. When she left her house and went to work on Friday, she saw the speed limit on Mount Rutsen had been lowered from 40 to 35 miles per ...


Fewer commercial vehicles crossing Newburgh-Beacon Bridge

BEACON Traffic and revenues were down in the first six months of the year on all five of the bridges operated by the New York State Bridge Authority.


High wind warnings

The Newburgh-Beacon Bridge is under a Severe Wind Alert and light box loads are currently prohibited.


NEWS + NOTES

MORE than 250 Hyatt Hotels & Resorts are 21 percent off from Oct. 31-Feb. 1; must book between Oct.


Hotel officially reborn

Built in 1854 by architect George Veitch, the Rhinecliff Hotel first opened its doors to serve patrons of the bustling Rhinecliff-Kingston Ferry and Hudson River Railroad.


Soups add a special spice to fire company fundraising

RHINECLIFF - Hot soup goes fast. And when the weather is cold, it goes faster. Members of the Rhinecliff Fire Department Ladies' Auxiliary know this, and are reminded every month when they hold their soup sale ...


Editorial: Amtrak, once left for dead, proves its value

Some critics of Amtrak aren't happy with newly passed legislation that, in part, would bump up the amount of money the government gives the railroad.


Coming Friday

Here are some of the stories we're working on for the print editions of Friday's Freeman: Kingston's proposed 2009 budget is the subject of a front-page story by reporter Paul Kirby.


Painting the towns

Don't ask how, but the Hudson Valley has entered into the age of the community art studio tour.


Take a self-guided tour of artist studios in Rhinebeck and Red Hook

For communities with such an artsy feel and image, there's one thing that can be sort of tough to find in Rhinebeck and Red Hook: artists.


Historic hotel opens under new ownership

After a long haul of rebuilding, the old Rhinecliff Hotel is reopened under new owners and a new name.


Rhinecliff photographer to display work at Beacon High School

BEACON - Photographs of Rhinecliff resident Buck Lewis will be on display at the Art Gallery at Beacon High School.


Private book collection worth $200,000 donated to St. Mikes

A retired couple have donated their collection of some 4,000 classics books, appraised at a value of $207,000, to St.


Coming Saturday

A 46-year-old town of Ulster man jumped to his death from the Kingston-Rhinecliff Bridge Thursday morning, police said.


Man jumps to death from Kingston bridge

A 46-year-old town of Ulster man jumped to his death at 7:01 a.m. Thursday from the center of the Kingston-Rhinecliff Bridge.


Man jumps off Kingston-Rhinecliff Bridge

A 46-year-old Kingston man jumped to his death from the Kingston-Rhinecliff Bridge Thursday morning, Town of Ulster Police Chief Paul Watzka said.


Waterfront Day cut short by storm: Event was a splash before wet weather

In celebration of the hamlet, the Fourth Annual Rhinecliff Waterfront Day kicked off last Saturday at 11 a.m. to sunny skies, but by 2 p.m., a violent thunderstorm effectively interrupted the festivities.


Melissa Leo - Ulster actress' new film generates Oscar buzz

Melissa Leo used to drive back and forth over the Kingston-Rhinecliff Bridge from her home in Stone Ridge to take her son to school in eastern Dutchess County.


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