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Roslyn Heights, NY Mortgage Refinance in New York

We make it easy to get the lowest mortgage refinance interest rate in Roslyn Heights, NY.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Roslyn Heights, NY residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Roslyn Heights, New York drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Roslyn Heights, NY residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of NY

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Roslyn Heights, New York News
Needs Help in Opposing Cell Antennas

I live in Roslyn Heights and my 4-year-old is in school in our town. I found out this week that there is a plan to build nine cell phone antennas on top of Sun Harbor Nursing Home, located at 255 Warner Avenue ...


Where kids are free to play

Dave and Karin Peterson walk with Keira, 1, and Grant 4, along Pasture Lane in the Country Club section of Roslyn Heights.


North Hempstead building scandal: Crisis over?

A year after North Hempstead 's building department was scarred with a scandal that resulted in five arrests, stopped construction on dozens of properties and slowed to a crawl the process of getting a permit, ...


Roslyn neighborhood still feels big effects from scandal

The streets of Roslyn Country Club are dotted with unfinished homes that dwarf their older neighbors.


Hit-run driver acquitted of manslaughter

A 20-year-old college student from Roslyn Heights has been acquitted of manslaughter in a hit-an-run accident in which a doctor was killed.


Roslyn Heights Treasure Market November 11

"Another Man's Treasure" family market will be held on Veteran's Day, Tuesday, Nov.


In Blow to Mayor, Judge Blocks Hybrid Taxi Rule

Judge Paul A. Crotty, who blocked the city's attempt to require taxi owners to switch to hybrid vehicles.


As the Hummus World turns

"Cheeburger, cheeburger," the old John Belushi skit, now has some stiff comedic competition from Hummus World, an Israeli eatery in Roslyn Heights where the food is good, the scene madcap.


Residents Oppose Cell Antenna Proposal

The Village of Roslyn Board of Trustees continues to debate an application by Omnipoint, a firm that hopes to install cell phone antennas on the Sun Harbor Manor property in Roslyn Heights.


Protesters fight cell antennas in Roslyn Heights

Before Jean Tran took her two young children to the playground yesterday, they made a brief pit stop - at a protest.


Opening statements in Roslyn Heights fatal hit-run case

Mayer Sadian was racing to meet friends on the rainy evening of July 6, 2007, the night he struck a Roslyn Heights doctor walking across Mineola Avenue and continued on with "no braking, no stopping, not even a ...


Four charged with racing on the LIE

HEYOFFCR. If the vanity plate on the 2001 BMW speeding along the Long Island Expressway was meant to attract the attention of police, then the Queens man racing several others yesterday got what he asked for, ...


Cops: Four nabbed doing over 100 mph on LIE

This license plate is on a 2004 BMW that was one of four cars confiscated by police and taken to Bill's Towing in Hicksville.


Driver, 26, killed in Roslyn Heights crash

A Roslyn Heights man was killed in a single-car accident Sunday after his car left the Long Island Expressway service road and hit a utility pole head-on, Nassau police said.


Second Union Avenue Apex Housing Unit Nearly Complete

Howard B. Kimmel, chairman of the Kimmel Housing Foundation, last week announced that Apex II, a 35-unit development for senior citizens, workforce families and the physically challenged, is progressing toward ...


ExNYPD officer gets 5 years for stealing handguns

Ex-NYPD officer gets 5 years for stealing handguns Eds: APNewsNow. MINEOLA, N.Y. A former New York City police officer has been sentenced to five years in prison for stealing handguns from a police evidence ...


Watertown doctor's license revoked

Dr. Joyce Wong Buckley's medical license has been revoked, effective Tuesday. The New Concepts Obstetrics & Gynecology physician has been found guilty by a Department of Health hearing committee of gross ...


Construction Begins on Childhood Center

A decade's worth of dreaming culminated Sunday, Sept. 7ember 7th in the realization of that dream, as Temple Beth Sholom in Roslyn Heights broke ground on the new Barnet and Annette Ostrow Early Childhood ...


Rotary Club to Hold Yard Sale

The Roslyn Rotary seeks the community's help in making its dream of a year round recreational facility for special needs children and young adults come true.


retail sales consult

Job Description: We are one of Long Island's largest and busiest liquor stores. We operate Monday through Wednesday 9:30 am to 8:00 pm, Thursdays and Fridays 9:30 am to 9:00 pm, Saturdays 9:00 am to 9 pm, and ...


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