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Reverse Mortgage
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West Stockholm, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer West Stockholm, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of NY
| West Stockholm, New York News |
Potsdam Holiday assistance program accepting applications
The Holiday Season is quickly approaching and the Potsdam Holiday Fund is ready to help those in need.
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Two SLC men nabbed in 30 lb pot bust
Two St. Lawrence County men are accused of having 30 pounds of marijuana in their vehicle during a traffic stop in Warren County.
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Potsdam Man Allegedly Assaulted Deputy During Stop
A Potsdam man is free on $5,000 bail after allegedly assaulting a St. Lawrence County Sheriff's Deputy.
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Man allegedly drove drunk, fought police
Jeffrey G. Foerster, 54, of 25 Livingston Road, West Stockholm, was charged with aggravated driving while intoxicated, second-degree assault and resisting arrest Saturday morning.
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Man receives jail term for setting Potsdam fire
A Potsdam man will spend six months in the St. Lawrence County jail for intentionally setting a January house fire that sent a firefighter to the hospital.
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Family Homeless After Fire
A St. Lawrence County family is homeless after fire heavily damaged their Potsdam residence.
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Fire In Town of Stockholm Is Total Loss
A trailer at 1669 County Route 49 in the Town of Stockholm went up in flames tonight.
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Ride starting Thu May 15 15:06:06 2008
A gorgeous day in Northern New York. Started the ride with 5% clouds, ended it with 1%. The sun was warm, the air was cool, couldn't ask for more. via Russ Nelson
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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