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Adel, OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer Adel, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Adel, Oregon News
Chelsea Clinton spars with Obama supporter in Oregon visit

"I do believe that when people put this election in the context of their own lives, I believe they will reach the same conclusion that I have -- that my mom's the strongest candidate and would be the best president."

Chelsea Clinton tangled with a Barack Obama supporter who asked whether she would advise her mother Hillary Rodham Clinton to accept the No. via KGW-TV Portland

Making the connection

"It takes so long to get these projects through"

Looking to the future, Medford is taking the lead in accelerating an extension of South Stage Road to North Phoenix Road that could start off as an overpass and turn into another Interstate 5 interchange. via Medford Mail Tribune

Bend-area golf resort to tee off with new developers

"You know, a lot of these resorts in Bend are really far away."

Tetherow course takes a hit from the slumping housing market, with development rights transferring to Eugene-based Spring Capital POSTED: 06:00 AM PDT Thursday, April 3, 2008 BY TYLER GRAF Golf balls tend to ... via Daily Journal of Commerce

Truth of Youth: Should predator poison be banned?

"I am afraid that it is all but impossible for me to express an objective opinion on this subject, seeing as how my family lost a beloved Doberman to a neighbor's coyote trap last July. via The News-Review

C'mon, team: Grab a spoon and stir the risotto

Here's a thought for Easter supper: For a sidekick to the traditional ham or lamb, why not make risotto? But risotto is so last minute, you exclaim. via Medford Mail Tribune

Vancouver couple snowbound in Oregon, husband walks 19 miles

"When do I start out on my own, walking out the other way? You just run little things through your brain, scenarios of what could happen."

A Vancouver couple whose car was snowbound in the Cascade Range of Central Oregon were rescued after the husband hiked about 19 miles before he could get cell phone service and call for help. via The Oregonian

Pooch needs a winter jacket

We recently added a puppy to our family. This is our first dog, and all is going extremely well. via The Oregonian

Your Community

ALBANY LBCC photo instructor's images on display Kurt Norlin, a photography instructor at Linn-Benton Community College, is showing his panoramic photography at Boccherini's Coffee & Tea House, 208 First Ave. via Albany Democrat-Herald

Live above 2,000 feet? Snow is coming

"We're going to focus on I-5 first and then the major secondary routes. If travel is absolutely necessary, drivers should prepare for the worst. Expect long delays and chain requirements."

Oregon Department of Transportation officials are warning people to drive carefully this weekend if heading to the Willamette or into the mountains to see snow. via The World

Few problems reported on snowy morning

Despite heavy snow in some parts of the valley, emergency crews report few serious problems this morning. via Medford Mail Tribune

Telephone survey puts candidates in a negative light

"I'm against drug use! He wouldn't get my vote."

"Hello." "Good day. I'm calling people in Orygone ..." "It's 'Orygun.'" "... Sorry. via Statesman Journal

Thoughts sought on Pass recreation plans

MCKENZIE BRIDGE: The public is being asked to comment on an Environmental Assessment (EA) for the Santiam Pass Summer Motorized Recreation Project. The plan is now available for 30-day public review and comment. It can be viewed on the Willamette National Forest web site at or by requesting a copy from the McKenzie River Ranger District.

Three alternatives that would designate roads, trails, and other areas for motorized recreation vehicle use are up for review. They cover 13,850-acres, which includes the Big Lake Campground Complex, Hoodoo Ski Area, the Santiam Wagon Road and the Sand Mountain Geologic Special Interest Areas. Read more

Rebooting Democracy: Days one and two

"I think we're beginning to lift our heads up from our stock options"

About 450 people are here at Montgomery Park this weekend for Rebooting Democracy, jazzing themselves up for the election year. via Willamette Week

Difficult decisions

"It doesn't make logical sense"

The Oregon Department of Transportation is looking to cut $6.5 million from local road projects to help shore up a $168 million shortfall statewide, and when weighing Jackson and Josephine counties' planned ... via Medford Mail Tribune

Gloomy weather pattern to stick around

"We're ready to do whatever it takes to keep those roads open"

December's damp, dreary days are likely to drag on right up to New Year's Eve. Forecasters were expecting rain to continue through today and into Sunday, but slightly warmer temperatures should keep snow off ... via Medford Mail Tribune

A lucky chance to bag a buck

"One thing led to another and it turned into quite a deal"

Kourtenay Hoefft is holding what amounts to a young hunters' version of Willy Wonka's Golden Ticket - a pass that gets its bearer a rare taste of what the general public will never experience. via Medford Mail Tribune

'The Next Rodeo' by William Kittredge

"The Van Gogh Field') and his novel, 'The Willow Field"

The Next Rodeo New and Selected Essays William Kittredge Graywolf Press: 240 pp., $15 paper THESE essays, a form of human sacrifice, an apologia pro vita sua , possess an honesty so terrible, so awkward at ... via Los Angeles Times

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