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Amity, OR Mortgage Refinance in Oregon

We make it easy to get the lowest mortgage refinance interest rate in Amity, OR.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Amity, OR residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Amity, Oregon drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Amity, OR residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of OR

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Amity, Oregon News
Oregon Post Offices

To obtain the Oregon Sesquicentennial Station postmarks, follow these instructions.


150 years of heritage in Hopewell

The Rev. Gordon McCann of the Hopewell Evangelical Church stands in the main chapel, in a portion of the church dedicated in 1915.


Authorities search for possible plane crash near Amity

Yamhill and Polk County sheriff's deputies are searching for a plane that may have crashed near Amity earlier today, authorities said.


Voters asked to OK bonds in Amity, Willamina and Yamhill-Carlton

Three major bond issues dominate the election menu in rural Yamhill County. The Willamina School District is trying to pass an $8.5 million bond issue following three defeats at higher figures.


State meets take place Saturday in Eugene

The state cross country meets take place Saturday at Eugene's Lane Community College.


10/25 Local fish, game and wine at Coelho Winery

Amity, 97101 Phone: 503-835-9305 Contact name: Coelho Winery Local fish and game will be paired with Coelho Wine from 11 a.m. to 5 p.m. Saturday, Oct.


10/16 Water workshop

Amity, Phone: 503-474-1047 Water workshop: A workshop on caring for wells and septic systems will be held from 7 to 10 p.m. Thursday, Oct.


Amity man critically hurt in wreck

An Amity man was injured Friday afternoon in a two-vehicle crash in Polk County at the intersection of Highway 22 and Perrydale Road.


pinot noir

Approximately 1-2 tons. Located near Amity, OR in the Willamette Valley. $2500 per ton but may consider offers.


Four injured in crash by Dallas

Four people were injured in this crash north of Dallas Friday afternoon. A 92-year-old man was critically injured Friday when he attempted to drive across Highway 22 north of Dallas and was struck by an ...


We're Going Wine Tasting: Dobbes Family Estate

Dobbes Family Estate is in Dundee, about 50 miles from downtown Salem. It features three varietals grown in the Willamette Valley, and viognier and syrah from the Rogue Valley.


Home raid nets 121 pot plants

Pickups are loaded with marijuana plants, growing equipment and other drug paraphernalia seized in the raid of a large-scale growing operation at 431 N.W. 21st St., McMinnville.


Chocolate, red wine star at Amity's Coelho Winery

Some of life's best things will be combined at Coelho Winery's "Pinot, Ports and Chocolate" event.


Barn and brush fire goes five alarms

The shell of a boat is all that remains after it was destroyed along with a barn Monday afternoon northwest of Yamhill on Turner Creek Road.


A store's story

The Nash family came to the Hopewell area in 1888 and founded the little settlement of that name.


Cozine Creek is declared unsafe

Nate Brown pats down the dirt around one of eight new signs along Cozine Creek that warn of stream pollution.


Church takes an untraditional approach

Dwayne Hilty is the classic caffeine addict. He talks fast, thinks faster and never seems to run out of energy.


Taking stock of Trade

Members of the Cosmotinis biking club take a break at Ashes Cafe on Trade Street in Amity.


Cows graze as the barn filled with organic hay behind them burns. Chrissy Ragulsky NewsRegister.com

Firefighters were on the scene until about 5:30 this morning, following a two-alarm fire Monday afternoon east of Amity that destroyed a barn containing about 150 tons of organic hay.


09/06 Epicurean dinner Coelho Winery

Amity, 97101 Phone: 503-835-9305 Epicurean dinner: A meal with appetizers, salad, and a main dish of cornish game hen with side dishes and dessert is planned for 6:30 p.m. Saturday, Sept.


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