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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for OR :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Adams Allegany Arch Cape Astoria
Adel Alsea Arlington Athena
Adrian Alvadore Arock Aumsville
Agness Amity Ashland Aurora
Albany Antelope Ashwood Azalea

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Oregon News
Top 5: Oregon records nation's 6th biggest decline in construction jobs in January

Got a story tip? ryanfrank@news.oregonian.com; 503-221-8519. 1. Oregon records nation's 6th biggest decline in construction jobs in January: The state lost 15,900 construction jobs between January 2009 and January 2010, falling from 82,300 to 66,400. That's a 19 percent fall and 6th highest in the country, according to figures from the Associated ...


Portland police arrest 24-year-old in stabbing

A 24-year-old man is in custody in the stabbing of a woman in Portland over the weekend.


Oregon Ducks lunch links: Ernie Kent chatter, P.J. Carlesimo a...

The status of basketball coach Ernie Kent continues to dominant the news in Ducks sports.


Oregonian analysis shows fewer 'Go Oregon' jobs

Oregon officials say more than 7,500 jobs have been created or retained by the 2009 Legislature's Go Oregon economic stimulus package.


Environmentalists aghast at Chetco mining proposal

Three years ago, Dave Rutan opened a gold mining retreat inside the Kalmiopsis Wilderness of southern Oregon, bringing in helicopters, gas-powered dredges and paying customers.


Oregon Route 217 a complex project

POSTED: Wednesday, March 10, 2010 at 05:36 PM PT BY: Justin Carinci Tags: Emery & Sons , Oregon Route 217 James Salsbury, a laborer with Carter & Company, puts together form ties on the Oregon Route 217 modernization project.


Oregon farmers, researchers battle Asian fruit fly

The fly is known as the spotted wing Drosophila and appears to have migrated from California, where it appeared in 2008.


Energy incentives available to Oregonians: Get cash for conserving

Did you know that by conserving electricity, and buying energy efficient appliances, you will not only save money, but will be eligible to receive cash incentives? Getting cash in your pocket for conserving resources is a win-win for you and the environment.


Small Quake Off Oregon Coast Not Felt

The United States Geological Survey reported a 4.9 magnitude earthquake off the Oregon coast about 7:53 PST Friday evening.


Oregon's Ashton Eaton sets world record in heptathlon at NCAA indoor meet

FAYETTEVILLE, Ark. - Oregon's Ashton Eaton has broken Dan O'Brien's 17-year-old world record in the indoor heptathlon.


The Oregonian Fights to Unseal McAnulty Affidavits

The Oregonian newspaper is fighting to have sealed documents in the Jeanette Maples case opened up.


Oregonians Asked to Drop Off Expired Prescriptions

Unused or expired drugs now have official drop-off locations. On Saturday, dozens of locations across the state will be available for this sole purpose.


Oregon soldier in battle over benefits

An Oregon National Guardsman says a fall in the line of duty has left him with brain damage.


Oregon WASPS among honorees

My colleague Charles Pope has a story about a nice occasion in Washington, D.C.: A 60-years-late ceremony that honored about trailblazing women pilots from the World War II era.


Oregonians report Prius problems

We welcome your comments on this story's topic. Off-topic comments, personal attacks, and inappropriate language may be flagged and removed, and comment privileges blocked, per our Terms of Service.


Read The Email: Why Mark Nelson Wants Oregon Business Lobbyists To Meet

An email with the subject line "Post 66/67 Contribution Strategy Meeting" went to dozens of representatives from groups such as Associated Oregon Industries, the Portland Business Alliance and other corporate interests who opposed the $727 million tax hikes approved by state voters.


UO moves meetings of Pacifica Forum, seen as a hate group, off campus

Protesters march on the University of Oregon campus last month in opposition to the Pacifica Forum, whose speakers have included Holocaust deniers.


A closer look at Oregon's Neighborhood Stabilization Funds

NSP funds or foreclosed, bank owned homes. Take a calculator, and compute 19.6 million dollars of zero interest down payment assistance, at up to $50,000 per family.


Emerge Oregon Storms Multnomah County Election

The organization is affiliated with a national movement active in other states. Emerge Oregon puts participants through seven months of training to prepare them to run for elected office.


It's the kind of e-mail writers love to get: a reader responding to my words and recipes.

Its subject line was "years ago." It began, "Hello, Jan, my daughter is going to be 25 years old next month.


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