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Falls City, OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer Falls City, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Falls City, Oregon News
ELECTION 2008: Vitello sweeps to City Court win

Interim Niagara Falls City Court Judge Diane Vitello swept to a relatively easy victory Tuesday night in her bid for a full 10-year term on the bench.

Oregon Department of Forestry says three controlled timber burns caused haze over Salem

A series of controlled burns in Polk and Lincoln counties Tuesday created a smoky haze that hung over the Salem area.

Around Oregon

Hudson Cup Matches: The 60th edition of the Hudson Cup Matches were held Thursday and Friday at The Members Club at Aldarra in Falls City, Wash.

Annual fall plant sale upcoming

FALLS CITY - The Garden Club will hold its annual fall plant sale and bazaar from 9:30 a.m. to 3:30 p.m. Saturday at Mountain Gospel Fellowship Church, North Main Street in Falls City, next to the A&N ...

Most Polk County schools rated as 'satisfactory'

Perrydale School has a good reputation and a waiting list of students from outside its district seeking to enroll.

Big increases not expected in Polk County taxes

If you live in Dallas, Monmouth or Independence, you can expect to see a slight decrease in your property tax this year.

10/15 Police / Court Report

DALLAS Arrests / Citations Christopher Lee Sickles, 22, of Falls City at 216 SW Washington St.

Official: Humane killing of wildlife is legal in Oregon

Residents can put critically injured wildlife out of its misery, but they need to let law enforcement know as soon as they've done it.

Area highlights

McNary d. West Salem 3-0: The Celtics passed the Titans in league standings with their win at home.

Lance's Journal: A Tribute to Jacob, Oct. 9

In 1978, the Young American Patriotic Art Contest was established to recognize and reward high school students for expressing their patriotism visually through their art.

News Digest:

GOOD AFTERNOON IDAHO Idaho governor pitches pay-to-drive program IDAHO FALLS - Idaho Gov.

Falls City to seek property near falls

The city council has positioned itself to ensure that private property adjacent to the falls becomes part of a public recreation area.

Falls City may condemn namesake falls to allow public access

Here's guessing this gets really ugly. The Polk County Itemizer-Observer reports on plans by Falls City to use the right of eminent domain to wrest the property from its private owner, allowing the public ...

Candidates promise to put children first in 2009 session

Local legislators and candidates vowed Thursday to put children first during the 2009 Legislative session.

Arts Council to hold auction Saturday

FALLS CITY - The Arts Council will hold a fundraising auction beginning at 4 p.m. Saturday at the Fire Hall, 320 N Main St., across from A&N Hometown Grocery.

Silver Falls State Park to celebrate 75 years

Silver Falls State Park isn't remotely the same as it looked in 1933 when it became one of Oregon's first state parks.

Woman to begin new chapter in life

Upon its formal opening in mid-September, Reading Time Books will contain the usual sort of eclectic literary tomes ranging from the poems of Lord Byron to the latest romance by Danielle Steele.

Area highlights

North Salem 5, North Eugene 2: Alex Gutierrez scored four goals for North Salem in its win against North Eugene.

Get immersed in drive to Kings Valley

A drive from Monmouth or Independence to the Benton County community of Kings Valley takes only 20 minutes to a half-hour if one is merely going point-to-point, but an entire day can be taken up if the traveler ...

Polk updates plan for natural hazards

DALLAS - The Federal Emergency Management Agency is helping Polk County update its natural-hazards mitigation plan to a multi-jurisdictional plan, county officials announced last week.

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