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OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for OR :
Haines Harper Heppner Hines
Halfway Harrisburg Hereford Hood River
Halsey Hebo Hermiston Hubbard
Hammond Helix Hillsboro Huntington
Happy Valley

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Oregon News
Don't panic, officials tell Oregon college plan investors

SALEM - Oregon officials are urging families who invested in Oregon's college savings plans not to panic.

Entire Oregon coast closed to mussel harvest

The entire Oregon coast has been closed to mussel harvesting due to marine toxins.

Oregon schools giving new teachers mentor backup

Julie McCauley counts herself lucky. When she began her career as a Spanish teacher at North Eugene High School 23 years ago, two experienced colleagues 'kind of took me under their wing,' she said, steadying ...

Smith touts bipartisan approach

Oregon Sen. Gordon Smith was for the Iraq war before events turned him against it.

Oregon man pleads guilty to daughter's murder

An Oregon man pleaded guilty to the murder of a daughter who died last year from injuries she sustained as a 6-year-old girl in 1991.

Oregon native to head back to space

Astronaut Don Pettit is heading back to space. Pettit, a native of Silverton, will be aboard the next space shuttle mission to the International Space Station, his second trip to space.

Washington weighs lethal meds for terminally ill

The emotionally charged battle over end-of-life decisions has taken to the airwaves as Washington state voters decide whether to allow doctors to prescribe lethal medication to terminally ill patients.

Recent TV and radio ads by opponents feature actor Martin Sheen, who calls the measure a 'dangerous idea' that could be used by the most vulnerable in society. Supporters are on TV with an ad spotlighting a widow who says it lets those who are suffering have control over their final days.

With both sides having raised a combined $3.5 million, much of it still unspent, more ads are expected in the coming weeks.

Ore. wine pioneer David Lett dies at 69

Pioneering Oregon winemaker David Lett, widely considered the father of Oregon's thriving pinot noir industry and a major force in winning worldwide respect for this state's wines, has died. He was 69.

Lett died of heart failure Thursday at his home in Dundee, said his son, Jason Lett.

Lett was the first to plant the pinot noir grape in Oregon's Willamette Valley, more than four decades ago. His was also the first to plant pinot gris in the United States, his family said.

Since then, Oregon's pinot noir industry has boomed, earning a reputation for quality worldwide.

Smith, Merkley clash in first debate

In the first debate of their neck-and-neck race, Republican Sen. Gordon Smith and Democratic challenger Jeff Merkley clashed last night over issues ranging from the Wall Street meltdown to global warming.

Or Sen: Attack attack attack

They had got into a question about tax policy, and they were into sluggo mode, as Merkley warned that "Gordon Smith wants to give away the bank to the wealthiest and most powerful, and Smith countered that ...

Oregon vintners harvest grapes before first frost

An early frost likely to bear down on the Rogue Valley floor has many vintners nervous as they scramble to pick grapes.

DMV will be unable to issue licenses on Saturday

The Oregon Driver and Motor Vehicle Services Division will be unable to issue driver's licenses on Saturday because the federal Social Security number verification system will be offline for maintenance.

Wyden boosts fellow Democrat Merkley in new ad

Oregon Democratic Sen. Ron Wyden is known for a close working relationship with Republican Sen.

Non-unanimous jury verdict stands, may affect Oregon

In a Louisiana case that may have some impact on Oregon, the Supreme Court has rejected a plea by a convicted murderer to require that jury verdicts be unanimous in all criminal cases.

Oregon school bans Insane Clown Posse items

The Insane Clown Posse is not welcome at Lebanon High School. Principal Mark Finch says shirts, hats, jewelry or other items associated with the hardcore hip-hop band are gang-related and will be banned ...

Autopsy scheduled for body found near Bonanza

An autopsy is scheduled to be performed Tuesday on the body of a southern Oregon man found dead last week.

Mexican police found guilty in Ore. man's death

27 death of an Oregon tourist, The Oregonian newspaper reported Tuesday. Sam Botner, 38, of Yoncalla, died less than an hour after he was taken to jail after stabbing another resident at a condominium in the ...

Many asking for suicide help may be depressed

PORTLAND - A new Oregon Health & Science University study suggests that one out of four terminally ill patients who request a prescription for a lethal overdose under Oregon's landmark assisted suicide law ...

Rare black rhino dies en route to Oregon Zoo

A rare black rhinoceros has died while in transit from Kansas City to Oregon. Zookeepers in Portland had planned to breed the 8-year-old female - named Kipenzi - with the Oregon Zoo's male black rhino.

Police identify man swept off Newport jetty

A man waves to a Coast Guard rescue crew from the south jetty at Newport Sunday.

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