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OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for OR :
Nehalem Netarts Newport North Powder
Neotsu New Pine Creek North Bend Noti
Neskowin Newberg North Plains Nyssa

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Oregon News
Rapist will not be charged for threat

Prosecutors in Oregon say they will not seek criminal charges against a convicted rapist who allegedly threatened one of his victims.

Sprouts Sold Across Oregon & Washington Linked To Salmonella Outbreak

Oregon State Public Health Division and U.S. Department of Agriculture officials today announced a recall of Sprouter's Northwest brand alfalfa sprouts due to a Salmonellosis outbreak.

Governor proposes end to field burning

Gov. Ted Kulongoski has proposed a ban on all grass field burning in the Willamette Valley by 2011.

Some colleges overbook freshman class

Colleges experiencing larger-than-expected freshman enrollments are scrambling to relieve overcrowding in dorms, classrooms, cafeterias and elsewhere.

Cuts to seniors disputed in Ore. Senate race

Republican U.S. Sen. Gordon Smith has been airing TV ads accusing Democratic challenger Jeff Merkley of cutting funding for a program that provides home care for seniors.

Oregon National Guard to get new Army tanks

An Oregon National Guard unit has been chosen to field the newest version of the Army's main battle tank.

4 Oregon men charged in tax-defier case

Friends of an Ashland man charged with money-laundering conspiracy related to an offshore tax-avoidance operation have urged a judge to allow him to remain at home until his trial begins in Florida.

Oregon man charged with stealing flag he burned

A man has been charged with stealing the American flag he burned to protest the Iraq war.

Math, reading scores stagnate in Oregon high schools

Middle and high school students across Oregon aren't improving on state tests in math and reading, new data from the Oregon Department of Education show.

More health plan applications coming

Uninsured people in Marion County and across the state have two more shots at playing Oregon's health care lottery.

The Walk Across Oregon

By Kelley Ashford September 1, 2008 MEDFORD, Ore. -- A group of Oregonians began the walk of a lifetime Monday, looking to raise awareness about child sexual abuse.

Labor Day weekend death count climbs to 10

The Labor Day weekend death count matched the deadliest of the decade as state police learned of another traffic fatality in Eastern Oregon.

Capitol remains closed Tuesday after fire

The desk used for legislation-signing ceremonies sits under a blue tarp in Gov. Ted Kulongoski's ceremonial office after a three-alarm fire Saturday.

Oregon panel: Widen tax to expand health coverage

Next year, the Oregon Legislature may consider expanding a medical provider tax to pay for health insurance for children and 100,000 low-income adults.

Light shines on work of Ore. parole board

She's afraid he would come after her if he got out. And she figures she owes it to the girl he killed.

High Gasoline Prices, Fewer Holiday Drivers Fail To Dimish Highway Carnage

This photograph shows one of the nine fatal accidents in Oregon over the Labor Day holiday weekend.

Rising costs a concern for new Oregon State Hospital

Oregon officials plan to break ground this week on construction to replace the Oregon State Hospital - but the rising cost of energy and building supplies has become a worry.

Capitol fire forces Kulongoski to move 2 blocks

Gov. Ted Kulongoski and his staff will be going underground while cleanup continues at the fire-damaged Capitol.

Another Oregonian speaks to a national audience at Dem Convention

A Portland businesswoman spoke Tuesday night at the Democratic Convention in Denver.

DUII-related deaths on the rise in Oregon

Oregon State Police are on high alert this Labor Day weekend, on the lookout for anyone driving under the influence.

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