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Otter Rock, OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Otter Rock, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Otter Rock, Oregon News
Advisory group may recommend 2 Ore. ocean reserves

An advisory panel is meeting in Lincoln City this week to consider proposals to set aside stretches along the Oregon coast as state marine reserves.


Health advisories issued to avoid ocean contact at five beaches

State and local health officials issued advisories Wednesday to avoid contact with the ocean at five Oregon beaches.


Health Advisories for Five Beaches on Oregon Coast

State officials say five beaches on the coast have higher-than-normal levels of bacteria in the nearby waters, meaning you should stay out of the water for a day or two.


State rates proposed reserve sites

State agencies gave five out of 20 marine reserves proposals "high" ratings overall, Oregon Department of Fish and Wildlife representatives reported last week.


Composing an orchestra

Ginia Strickland, left, Sioux Boston, center, and Barbara Wilcox share a laugh. The string players have played with the Newport Symphony Orchestra since its beginnings.


Three Bizarre Beaches of the Oregon Coast

One cloisters Oregon's strangest and most clandestine tourist attraction: the year-round "ghost forest." The other two sit almost completely hidden from everyone except serious beachgoers: one with its wild, ...


Riptide BBQ brings ribs and more to Depoe Bay

Riptide BBQ has been open for four months at 433 NW Hwy. 101 in Depoe Bay with a dine-in restaurant, outdoor seating, and take-out barbecue meals and meats.


Fishing Contest Enlivens North Oregon Coast Town

Astoria Sunday Market is hosting the Commercial Fishing Expo and Hotdog Highliners Fisherman Competition on September 7. "This is the first in what we hope becomes an annual tradition here in Astoria," said Ron ...


Have Fun Close To Home

We make it easy to have some fun and explore without getting very far from home.


Have Fun Close To Home

We make it easy to have some fun and explore without getting very far from home.


off to the shore...

We joke around here in the summer that every weekend in Oregon can be a "mini vacation" ....but it's true.


Coastal Travel Tips: Vacation Rentals of Depoe Bay, Oregon

This tiny town is big on oceanic displays, with craggy, rocky shorelines that make monsters out of the waves here, providing a constant show of tidal drama.


Body of Eugene Man Discovered at Surf Line Near Devil's Punch Bowl

Police are trying to find a man who turned in the victim's cell phone, Ipod, and flashlight to the Inn at Otter Crest's front desk.


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