Phoenix, OR FHA Loans in Oregon
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Phoenix, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of OR
| Phoenix, Oregon News |
A positive approach
Alicia Velasquez and Shelly Gilman highlight one of the tools a parent of a child with a pervasive developmental disorder can use to help a child, in this case, Gilmana s 5-year-old daughter Melody, get ready ...
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Walker making steady progress after liver-transplant operation
Jack Walker woke up Thanksgiving morning in the intensive care unit as his wife, Andrea, walked in.
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Driver runs light, hits truck, flips car
Updated, 8:15 a.m. A Klamath Falls man was in good condition in a Medford hospital this morning after his car collided with a pickup at the Medford intersection of two highways and the car rolled.
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Gift of health
Tacky knick-knacks and sugary, fatty snacks are bound to crash any holiday gift exchange.
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Jackson Co. Hispanic population expected to grow considerably
By Ashley Hall A November 19, 2008 A PHOENIX, Ore. -- The face of Southern Oregon is changing, and Spanish-speaking families are expected to account for more than 16 percent of the population by the year 2025.
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Suicide's hidden victims
Suicide may end one person's problems, but it creates a whole new set of emotional troubles for the people left behind.
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Courage under Fire
Richard "Dick" Allen can tell you precisely what happened that day 41 years and half a world away.
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Phoenix requires licenses for out-of-town businesses
The City Council voted Monday night to require business licenses from out-of-town business owners seeking to operate inside city limits.
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Emergency Services
Mary Marlene Ferry, 43, of the 1000 block of West Ninth Street, Medford. Medford police Friday arrested Ferry on warrants charging her with two counts of first-degree forgery and a probation violation.
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Police search for man charged with sex crimes
Police are asking for the public's help in finding a former police officer and Phoenix resident accused of online sex crimes with children.
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Sample the work of another type of artisan
Rising Sun Farms, 5126 S Pacific Highway, Phoenix hosts a wine-pairing weekend as part of Oregon Bounty food and drink events around the state.
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Former mayor of Bend loved communitya s spirit; Dick Carlson - April 18, 1932 a " Nov. 2, 2008
Dick Carlson, a prominent businessman, community leader and former mayor of Bend, died early Sunday morning in Borrego Springs, Calif., at age 76.
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Police Prepare for Ashland Halloween Paty
Police are stepping up patrols for Ashland's Halloween celebrations Friday night and the city is expected to draw thousands of people downtown.
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Oregon-bound Jantzer chases another title
WHO: Phoenix High senior distance star. PAST: Won the Class 4A state cross country title last year and has four individual track championships in the 1,500 and 3,000. His time of 15:35 at state last year is 25 ...
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Phoenix School Opposes English Only Measure
A ballot measure to restrict teaching in languages other than English has at least one local school concerned.
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Election Letters
I'm a fan of RVTV community television because its programming is usually relevant, informative and nonpartisan.
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Get credit questions answered
Get some timely advice for the coming holiday season tonight at a free presentation on credit tonight in Phoenix.
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Police put teen drinking in spotlight
It's known as a "shoulder tap" by law enforcement officers. Juveniles wait outside alcohol outlets, then approach older individuals to buy them their desired beverage.
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Three-way race for Phoenix mayor
A retired postal service worker and a retired U.S. Air Force lieutenant colonel are challenging incumbent Carlos DeBritto for the mayor's seat in the Nov.
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Plant one in Blue Heron Park
Roll up your sleeves and help bring shade to one of the valley's newest parks today during a shrub- and tree-planting event at Blue Heron Park in Phoenix.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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