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Debt Consolidation
Home Improvement
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Umpqua, OR FHA Loans in Oregon
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Umpqua, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of OR
| Umpqua, Oregon News |
Students find UCC top notch
Here are the benchmark scores for UCC in comparison with 14 other Oregon colleges, based on the Community College Survey of Student Engagement for 2008: Active and collaborative learning: UCC, 63.7; Oregon, ...
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Umpqua Forest staff looks to rebuild Toketee Trail
When Mother Nature hammers paradise, she really does a job. Last March, as Umpqua National Forest trail technicians began to reopen the pathway that leads to one of Oregon's most beautiful waterfalls, the ...
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Seniors can get help with Me...
Seniors may get help with their Medicare Part D coverage at open enrollment events offered by volunteers with the Senior Health Insurance Benefits Assistance, or SHIBA, program at the following times and ...
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Siletz tribes to celebrate with powwow
It took the Siletz more than 25 years to regain their status as a federally recognized tribe in Oregon.
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Winchester rail switch yard hopes jeopardized
The partially completed Central Oregon & Pacific Railroad rail yard at Winchester sits idle Tuesday.
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Roseburg works to encourage ...
Virginia Elandt, recently hired by Roseburg as a planning intern, is no stranger to small towns.
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Editorial: Time to plan for a bridge over troubled train tracks
One of Roseburg's greatest needs is a bridge over the railroad tracks. Once dear to early Roseburg for the many jobs it provided its residents, the railroad that bisects the city now causes traffic jams, slows ...
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Man pulled from South Umpqua River, arrested
A 51-year-old man was plucked from the South Umpqua River after apparently falling in near the 400 block of Spruce Street Thursday.
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Artist demonstrates bead work
Normally, Sue Olson wouldn't hesitate to talk about the intricate bead work she crafts and the cultural history behind it, but Sunday, her voice failed her.
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UCAN moves to new offices
The Umpqua Community Action Network has moved into its new office space and warehouse at the Douglas County nonprofits campus north of Roseburg.
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Economizing on altered states
Out of the dozen statewide measures appearing on Tuesday's ballot, one that would exempt home improvements valued at less than $35,000 from building permit requirements has received scant attention.
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Contractor hirings questioned
Roseburg City Council member Mel Cheney thinks every time he turns around the council is hiring an outside contractor to do work for the city.
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Grape harvest proves fruitfu...
Dan Sieker, pastor of the North Roseburg Evangelical Free Church, packs a bucket of tempranillo grapes during a morning picking session at the Prayer Rock Vineyard near Umpqua.
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A 'guilty' pleasure
Arthur has nefarious plans for Louise in a scene from Umpqua Actors Community Theatre's 'Guilty Conscience.' ROBIN LOZNAK/ The News-Review So you know... WHAT: The Umpqua Actors Community Theatre production, ...
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Send in the clowns - & haunted teddy bears & body parts
WHAT: Metz Hill Haunted Barn WHEN: 6 p.m. to midnight daily through Halloween WHERE: 215 Webber Road, Metz Hill COST: $15; children 6 and younger get in free.
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Umpqua CDC receives grants f...
The Umpqua Community Development Corporation recently received two grants to help make homes more energy efficient and to support an affiliated recycled building materials business, and to help create new jobs ...
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Ranger Bill Gamble assigned ...
The Umpqua National Forest has assigned Bill Gamble, a former National Environmental Policy Act coordinator for the Payette National Forest in Idaho, as ranger of the Diamond Lake district.
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Alleged drunk driver cited after Lakeside crash
Police cited a Reedsport woman Monday who crashed her car into the back of another vehicle on Highway 101 while allegedly driving while intoxicated.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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