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Vida, OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Vida, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Vida, Oregon News
Sno-Park Season Off To An Early Start

Starting this year, the Sno-Park season begins two weeks earlier than in previous years, due to a change in state law.

The Sno-Park program helps provide for snow removal at about 100 winter recreation areas across the state. People who park in a winter recreation area-a Sno-Park -between November 1st and April 30th will need ... keep reading


What To Do If You See A Dead Bird

Birds and other animals die every day in Oregon from a variety of causes. It is not physically or financially possible for ODFW biologists or other government employees to collect and sample every dead bird statewide.

However, wildlife biologists and public health officials are on the lookout for diseases that threaten wildlife or the public's health, including West Nile Virus (WNV) and avian influenza ... keep reading
Recreation Report

The first general elk season opens this weekend in the Cascades. Elk overall fared well this year and hunting should be similar to last year. Get off your ATV and into roadless areas for the best hunting. See zone reports or the ... keep reading


Outstanding Outdoors

Straight ahead, at the start of Marten Rapids on the McKenzie River, an overturned yellow raft bobs between a boulder and downed tree limbs. Attempting to avoid a similar fate, Paul Glowka, our guide, shouts instructions with urgency as he steers our raft into a narrow channel of roiling water on the left: "OK, crew, forward paddle ... keep reading


In 112th District:Hovey Makes Reelection Bid

Incumbent state Rep. DebraLee Hovey, R-112, has pledged to introduce several initiatives to address energy issues, among others ... keep reading

TrilbyKat's note: Hovey attended the SOI Institute here in Vida, where she became an advanced trainer in the structure of intellect theory.
Proposed McKenzie Bait Ban Fails

The Oregon Fish and Wildlife Commission on Friday rejected proposals to limit the use of bait on the McKenzie River ... keep reading


Puppy-Killing Virus On The Rise In Lane County

Local veterinarians are tracking a big rise in the serious puppy disease, Parvo. For unvaccinated pups, it can be really bad news ... keep reading


Search Fails To Find Missing UO Prof

The search for missing University of Oregon professor Daming Xu resumed last weekend, but was unsuccessful ... keep reading


Outdoor Adventures Await

At the south end of Eugene, Spencer Butte attracts many hikers because of the breathtaking view with which they are rewarded. While the hike is challenging, the panoramic view of Eugene and Lane County makes the effort a worthy one.

The McKenzie River is also a beautiful destination for adventure-seekers. Because it is fed by the surrounding mountain snow, the McKenzie stays cold throughout the year ... keep reading


Commissioner Stewart To Host 'Community Conversations'

East Lane County Commissioner Faye Stewart began hosting a series of community meetings around his district in September. Next month he'll hold two in the McKenzie Valley with community members invited to join Commissioner Stewart for community conversations and refreshments ... keep reading


Wreck Victims Improve

A head-on collision with multiple injuries closed the McKenzie Highway a few miles east of Vida last Thursday.

The crash occurred just before 6 p.m. on September 18th.  According to Oregon State Police reports, the wreck occurred near milepost 28 when the driver of an eastbound 2002 Chevy truck drifted off the roadway. Lenin Ramirez Diaz, 23, of Eugene told investigators when he realized he was going off the road he over corrected and crashed into an oncoming vehicle.

Twenty-two year old Ryan Jordan of Medford, Massachusetts, was the driver of the second vehicle, a rented 2008 Ford SUV. Passengers in the SUV included Rachael Trumbar, also of Massachusetts, as well as Sevin Jordan and Lindsay Brock, both of Monmouth.


Old Growth Forests Found To Form Valuable Carbon Sinks

Contrary to 40 years of conventional wisdom, a new analysis to be published Friday in the journal Nature suggests that old growth forests are usually 'carbon sinks' - they continue to absorb carbon dioxide from ... keep reading


Forest Fire Threat Silences Chainsaws

Increased danger of forest fires has impacted logging operations as well as some recreational activities ... keep reading


New Bait Ban Up For Review

Bait could be banned on a 16 1/2-mile stretch of the McKenzie River - from Blue River downstream to the Goodpasture Covered Bridge - depending on the outcome of the Oregon Fish and Wildlife Commission ... keep reading


Five People Severely Injured In Head-On Crash

Five people were injured and Highway 126 was closed for about two hours Thursday after a head-on collision a few miles east of Vida. All five people sustained "severe" injuries, according to ... keep reading


Breaking News

Check out this video from Newssource Today, which includes information on the head-on collision which occurred on McKenzie Hwy last night. Click here for the video.

The video opens with an update on the search efforts for missing U of O professor Daming Xu. The Statesmen Journal has an article on what may be the final effort to find out what happened to Professor Xu who vanished while on a hike in the Three Sisters wilderness last November. Click here for the article.


Redstone Resurrecting The Log Cabin Resort

With a crew of carpenters going full tilt, the McKenzie River is still the dominant sound as 18 cabins are approaching completion at the Log Cabin Inn Resort ... keep reading


River Walk Plans Moving Forward

The McKenzie River Ranger District is asking for public input on the portion of Blue River's proposed River Walk project that occurs ... keep reading


Utility Requests Waiver For Smith Dam Fish Passage

The Eugene Water & Electric Board has requested a waiver for fish passage at the Smith Dam.

EWEB has instead proposed several fish movement improve-ments and habitat restoration projects in lieu of ... keep reading


EWEB Seeks Extension For Dam Proposal

The Eugene Water & Electric Board may be six weeks away from finalizing a plan to improve fish passage on some of its McKenzie River dams, but the specifics of the proposal are, for now, being kept under wraps ... keep reading


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