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Waldport, OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Waldport, OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Waldport, Oregon News
Man who used daughter to protect himself from deputies' Taser arrested

An unruly and highly-intoxicated Walport man who used his two-year-old daughter as a shield when law enforcement officials tried to Taser him, was arrested Thursday and charged with numerous counts of resisting ...


Waldport man accused of using 2-year-old daughter as human shield

A Waldport man used his own two-year-old daughter as a human shield to protect him from police officers' Tazers, authorities said.


Juveniles arrested for coastal-town mischief

WALDPORT - Three juveniles were arrested in connection with criminal mischief and vandalism incidents occurring over the weekend.


More of this story

Holly Gibbons and Laura Ireland have the only law firm in Waldport. Gibbons is an estate-planning attorney and Ireland works with animal law cases, as well as family law, real estate, and social security and ...


Crime News

Woman arrested for animal neglect A Waldport woman was arrested Monday, Oct. 6, on a charge of first degree animal neglect.


Cowan runs unopposed for House seat

Although election day is Nov. 4, Oregon ballots go out in the mail Oct. 17 through 21.


Man gets prison term for sexual abuse of children

A Waldport man was sentenced to more than 29 years in prison late last month after pleading guilty to sexually abusing three young children over the course of several years.


Three Alsea residents busted for growing pot

Three Alsea residents busted for growing pot Gazette-Times The Lincoln County Interagency Narcotics Team arrested three people after an investigation into local marijuana manufacture and trafficking.


Homeless youth struggle

Newport High School students head home at the end of the day Thursday. Many Lincoln County students, however, don't have a house to go home to.


Master Gardeners dig up fall bulb sale

Members of the Lincoln County Master Gardeners at a work party packaging the bulbs they've specially ordered for the October Bulb Sale.


Waldport students wade into learning experience

Waldport High School students prepare to wade into Fall Creek with sampling nets to collect aquatic insects to view under a microscope as part of a field trip to the Alsea Hatchery Center.


At Our Best

P.E.O. Oregon Scholarship winners Two Corvallis women were recently honored as recipients of P.E.O. Oregon Marguerite Scholarships.


Requiem for an Oregon shipwreck

After a decade of futility, it's hard to believe that the New Carissa's stern is finally gone Sunday, September 28, 2008 W e've waited nearly 10 years to be able to say this: The ugly wreck of the New Carissa ...


Teens share spotlight at Yachats open mic

It's Thursday night, and the stage at the Yachats Commons is lit low, scattered with cords, amps, and talent.


New Carissa salvage down to final pieces

Salvage crews have lifted the final big piece of the New Carissa shipwreck out of the sand on a beach near Coos Bay.


Wading In the Warmer Waters of a September Oregon Coast

It's called the coast's "Second Summer," although many in the region sometimes consider it their main summer of the year.


Clean-Up of Oregon Coast Yields Plenty of Oddities, Concerns

Covering 180 miles of Oregon coast travel: Astoria, Seaside, Cannon Beach, Manzanita, Nehalem, Wheeler, Rockaway, Garibaldi, Tillamook, Oceanside, Pacific City, Lincoln City, Depoe Bay, Newport, Waldport, ...


Crime News

Housekeeper is arrested for theft A Waldport woman was arrested by a Lincoln County Sheriff's Deputy on Wednesday, Sept.


DAR chapter to sponsor - Constitution Week' events

The Yaquina Chapter Daughters of the American Revolution serves members throughout Lincoln County, and promotes historic preservation, education, and patriotism.


New Carissa easement changes

Participating members of the New Carissa Oil Spill Natural Resources Trustees hailed a unique 2007 agreement that ceded two parcels - 3,851 acres - of Oregon Coast Range forestland adjacent to Highway 229 to ...


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