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OR FHA Loans in Oregon

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer OR residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for OR :
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Oregon News
Oregon companies find credit's still available

Most Oregon businesses so far have dodged a direct hit from the credit crisis stemming from the mortgage and lending meltdown that is gyrating Wall Street.


Man missing off Oregon coast

The U.S. Coast Guard has ended its search for a 23-year-old man reportedly swept from the south jetty at Newport.


Missing Oregon Grandma Found Safe in Milan, Italy

A 74-year-old Oregon grandmother who went missing last week while visiting Italy has been found and is well.


Correctional officer charged for sex with inmate

A sergeant at the Oak Hill Correctional Institution near Oregon was charged today with second-degree sexual assault for having sex with an inmate and with intimidation of a victim for trying to get him to lie ...


Sizemore pushes dues measure for third time

PORTLAND - For the third time in 10 years, Bill Sizemore is asking Oregonians to bar public employee unions from collecting political money through payroll deductions.


One killed after car and pickup hit cow near Crater Lake N.P.

The driver of the car died at the scene, as did the cow. The Oregon State Police says a Buick driven by 51-year-old Newton Rodney Wonacott of Central Point was westbound on Oregon 230 late Saturday as a Ford ...


Oregon loan officer pleads guilty to bank fraud

A real estate loan officer who put together fraudulent mortgage deals has pleaded guilty to bank fraud, wire fraud and money laundering.


Presidential camps search for new Oregon voters

It didn't take much to get 18-year-old University of Oregon freshman Alex Alejandro to register for the Nov.


The Oregonian: Enjoy Dead Bodies & Anti-Islam Propaganda With Your Sunday Paper

Jake Oken-Berg Yesterday morning The Oregonian inserted a DVD called "Obsession: Radical Islam's War Against The West" into every copy of its Sunday paper.


Oregon teachers fight measure tying pay to performance

Oregon voters are being asked to decide how teachers should be paid -- for their experience and training, or by how they are graded at doing their job.


Gov. Kulongoski praises rescue bill

Oregon Gov. Ted Kulongoski is hailing the passage of the $700 billion rescue of the nation's financial industry, calling it a "lifeline for businesses and communities of all sizes." "It is what our country ...


Wave power makes splash off Oregon coast

Two years ago, coastal residents had a gold rush on their hands. Developers, eager to turn wave energy into electricity and certain that Oregon offered a powerhouse resource, laid claim to promising sites from ...


Financial bailout bill includes timber payments

The financial rescue plan signed by President Bush on Friday extends a program that pays rural counties hurt by federal logging cutbacks.


3-Oct-08 - Archbishop of Portland Rebukes Catholic Oregon Governor...

Portland, Oct 2, 2008 .- The Archbishop of Portland, Oregon John G. Vlazny is lamenting the fact that Oregon Governor Ted Kulongoski has become 'a source of embarrassment for our church and a scandal for the ...


University of Oregon student housing expands

Apartment building developers are expanding student housing around the University of Oregon with new projects despite the downturn in the economy.


Financial Information Website

A "Recent events in the financial markets have caused many Oregonians to wonder whether their money is safe and what, if any, action they should take to protect their investments," Governor Kulongoski said.


Greens propose marine reserves for Oregon

Environmentalists have proposed putting about a seventh of Oregon's territorial sea into no-fishing zones.


He's a divider, not a uniter. Gordon Smith blames Portland.

He's a divider, not a uniter. Gordon Smith blames Portland. Here's an ad you won't be seeing if you live in Portland.


The Oregon Humane Society has a waiting list of 600 kitties

It was speed dating ... with catnip. There was also wine, food and there were kitties.


College Suspends Four Students Over Obama Display

Four George Fox University students have admitted to hanging a cardboard cutout of Sen.


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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