Abbottstown, PA Mortgage Refinance in Pennsylvania
We make it easy to get the lowest mortgage refinance interest rate in Abbottstown, PA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Abbottstown, PA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Abbottstown, Pennsylvania drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Abbottstown, PA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
" Traditional banks make their customer fit the loan; at Somerset Mortgage Lenders we make our loan fit the customer. "
Return to mortgage refinance in the state of PA
| Abbottstown, Pennsylvania News |
Laverne Neff served Abbottstown and area
Family and friends found it difficult to share specific memories of Laverne Neff, but had no trouble at all describing the strength of his personality.
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Public record for Thursday, Sept. 4, 2008
Sara Myers and Joseph Gettys Sr., Spring Grove, a son, Sept. 2, 2008, at York Hospital.
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Abbottstown may take over 'paper alleys'
Abbottstown's road system could be expanding if a plan to turn "paper alleys" into real alleys pans out.
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Borough seizes land from William Penn
Abbottstown had to file an eminent domain declaration for parts of land in the corners of its traffic circle because no recorded owners could be found.
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Yard sale to benefit square renovation project
Abbottstown will hold its first "Arts, Crafts and Yard Sale" on Saturday, Sept. 13, at the Abbottstown Recreation Park on High Street.
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EARP gives Abbottstown new contract offer
Abbottstown has received a tentative coverage offer from Eastern Adams Regional Police at slightly more than the $300 than they paid last year, for a total of nearly $100,000. Abbottstown is currently in the ...
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Public record for Friday, Aug. 22, 2008
The striking vehicle was last seen turning into an alley off Broadway and the Dodge required towing.
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How to make a winning pie
Pat Bull puts the finishing touches on an apple pie Monday morning for the South Mountain Fair at her home in Abbottstown.
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Altland House chef enjoys fast pace of biz
Jon Alvarez has been executive chef at The Altland House, in the center square of Abbottstown, for almost a year.
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Public record for Tuesday, Aug. 12, 2008
Ashley Abel and Chad Emig, Hanover, a daughter, July 26, 2008, at Hanover Hospital.
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Adult Probation has found new approach to community service
A program that began as a way for adults on probation to collect food for community service has grown to include other departments and help supply the county's six food banks.
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Blaze takes soldier's home
Marci Bievenour sat with her back to her Peepytown Road home, crying because she won't have one last Christmas in her home before deploying to Iraq.
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Reading Township house fire leaves four homeless
A house fire in Reading Township caused extensive damage to the two-story structure, leaving the structure essentially untenable as a residence.
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Cancer survivor takes team to Boston for Komen foundation walk
Breast-cancer survivor Diana Whisler, center, plans to lead six walkers - who raised a total of $18,000 - on a 3-day, 60-mile walk starting Aug.
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UFO sighting: What did Thomasville man see?
Dave Dietz points out one of the photographs on his computer of the UFO he witnessed and took pictures of outside his Thomasville home last week.
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Police submit logs to Abbottstown
At the request of the Abbottstown Borough Council, the Eastern Adams Regional Police Department has submitted its first monthly log for calls within the municipality.
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Two Adams fire companies discuss merger
By next year, Abbottstown and New Oxford fire companies might be one unit. Not exactly one.
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Police investigate Abbottstown thefts
Eastern Adams Regional Police are investigating a report of a stolen vehicle and a string of thefts out of motor vehicles in the Abbottstown area over the past few weeks.
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Two teens hurt in roll-over accident
A Ford Explorer, driven by 17-year-old Ashley Schaffer, collided with a truck turning into the Tropical Treat restaurant on Carlisle Pike Monday, causing her SUV to roll five to six times.
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Police: Brakes fail, causing accident
Nathan Clair, 18, of Gettysburg, was traveling north on Centennial Road and attempted to stop at the stop sign at the intersection with Bon-Ox Road, when he found his brakes didn't work, according to documents ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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