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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of PA

Call for COMPLETE details NOW!

(800) 675-9783

Atglen, Pennsylvania News
Indie Press Tries Minimum Advertised Pricing

"There's such rampant discounting. The idea is really to keep the integrity of books alive," said Schiffer Publishing president Pete Schiffer of the Atglen, Pa.-based company's decision to introduce a Minimum Advertised Pricing program.


Pa. gets only fraction of high-speed rail funds

President Obama today unveiled his plans to spend $8 billion on high-speed rail projects heralded as the start of a new era in American transportation but Pennsylvania's share will be only a tiny fraction of that amount.


Rt. 324 bridge over Pequea Creek, newly resurfaced, reopens

Motorists streamed over the Pequea Creek this morning on the newly resurfaced Rt.


Weeds, butt out: Goats, nature's weed-eaters

The overgrown meadow at Bartram's Garden has been a nettlesome project. What to do about all those weeds? A controlled burn is the preferred way to manage it, but Bartram's is in a dense, urban neighborhood and burning is illegal in Philadelphia.


Police say no bomb was found, but students are being let out early anyway.

ATGLEN, Pa. - November 11, 2009 -- Schools in the Octorara school district are dismissing early on Wednesday afternoon following a bomb threat.


Bomb Scare Sends Students Scurrying in Chester County

It was a short day for some students in part of Chester County, after a bomb threat on Wednesday morning.


Octorara Schools Evacuted Due To Threat

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Two Chester County Schools On Lockdown

Two schools in the western part of Chester County are on lockdown after a bomb threat.


Repairs to East First Street Bridge in Birdsboro could start next week

Long-awaited repairs to the East First Street Bridge in Birdsboro could begin as early as next week.


Deck project under way at Kinzua Bridge State Park

Photo by Ted Lutz This section of the Kinzua Bridge State Park near Mt. Jewett is closed during a project to add an observation deck atop six towers for the bridge.


Pa. pressing for more stimulus $ for rail

Pennsylvania is going after another chunk of the $8 billion in federal stimulus funds available for high-speed rail projects.


Pennsylvania Applies for $3.1 Billion for High-Speed Rail Projects

Pennsylvania recently submitted applications to the federal government for $3.1 billion from the American Recovery and Reinvestment Act to make high-speed rail improvements, Governor Edward G. Rendell announced today.


Waynesboro square work continues; trucks still a concern

Waynesboro borough officials have strongly curbed their enthusiasm regarding big rigs traveling through town.


TMI Generators Continue Journey Through Lancaster County

The two massive steam generators headed to Three Mile Island are continuing their journey through Lancaster County Wednesday.


Pic: Historic Bridge Comes Down in Providence Township, Pa.

Brubacher's crew used a Caterpillar 330C excavator with bucket and breaker, a Caterpillar 324D excavator with grapple, a Komatsu PC300 excavator with bucket, and two Caterpillar 963 track loaders, along with 14 to 16 dump trucks.


Selfless scout to give back to his parents, community

Well, he's unofficially an Eagle Scout. He has completed his project - making canes for the elderly - but hasn't had his court of honor.


History takes the driver's seat

The public is invited to follow a trail of escaped slaves and Underground Railroad derring-do Saturday, Sept.


Work starts Monday on Athens Township bridge

Construction is scheduled to begin Monday on an Athens Township bridge that was damaged when it was struck by a vehicle last year, according to a press release from PennDOT.


Pa. seeks funds for rail and broadband

The American Recovery and Reinvestment Act has an $8 billion pool of funds for high-speed rail projects and $7.2 billion for broadband development.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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