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Felton, PA Mortgage Refinance in Pennsylvania

We make it easy to get the lowest mortgage refinance interest rate in Felton, PA.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Felton, PA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Felton, Pennsylvania drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Felton, PA residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of PA

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Felton, Pennsylvania News
Gas dips below $2

On Friday, the price for a gallon of regular gas dropped to $1.99 at the Royal Farms along South Queen Street in Spry -- and at several other stations around York County.


Saving Stewartstown Railroad

Saving the Stewartstown Railroad is the topic of the Stewartstown Area Historical Society's November program.


White roses and thorns

W HITE ROSES: In advance, to everyone who takes the time to vote on Tuesday. This is an important election -- and not just for president, but for state offices as well.


Trick-or-treat tonight in these York County areas

In this 2006 file photo, eleven-week-old Gavin Fortney was outfitted for trick-or-treating, but slept through most of the night in Dallastown as he got a lift from his mother, Shelly Brown.


Man gets probation for child pornography

Concerned about viruses and spyware, a former Felton man took his computer to an electronics store in Springettsbury Township to get it debugged.


Police: Woman gave teen sex tips

A Felton woman was charged after police allege she sent graphic e-mails describing how to sexually pleasure a young girl.


Crafts galore at annual Fiddlers show

Crafts galore are what you'll find at the sixth annual fall craft show sponsored by the York County Fiddlers Ladies Auxiliary.


Get winter-ready

Stephen Gruber, of Deer Valley Turf Farm, says now is the time to add layers of mulch.


PGC: Man sold venison

The Pennsylvania Game Commission said it has filed charges against a Felton-area butcher on suspicion he sold meat products that contained venison in violation of state law.


Churches honor rescue workers

Cross Roads and Prospect -- are joining together to honor the emergency responders who serve their two communities.


Police: Felton man stole tools

A Felton man is charged with allegedly stealing an estimated $3,500 worth of tools from a Chanceford Township garage.


Development plans go forward

Plans for a major residential development in Felton are progressing. The borough council recently learned Cornerstone Development Group is still pursuing plans to create Concord Commons, a single-family home ...


Trumpeter marks his 68th year with Red Lion-Felton Band

Clarence Miller drew the line at a quarter-century. After those 25 years, he'd quit Red Lion-Felton Band.


Relocation might cost more money

Felton might need more grant money to raze the old borough building and move into a new one.


Suspect said train is too loud

A 32-year-old Felton area man -- who state police said fired a shotgun at a train carrying 33 people -- told police the train causes "noise pollution." Robert Bentley Gracey of the 10000 block of Guinston Road ...


Fire takes house in Cross Roads

Firefighters work to extinguish a fire at 6055 Church Road in Felton on Sunday. Homeowner Pat Konhaus said no one was home at the time of the fire, but her dog, who was there, had not been seen.


Arrest made in southern county train shooting

A 32-year-old Felton area man was charged with firing a shotgun at a passenger train in Lower Chanceford Township in July.


Rendell grants money for local recycling programs

Gov. Ed Rendell invested $5 million into municipality recycling programs throughout the state, officials said.


9 suspected of trespassing at Pennhurst

Police cited nine individuals for trespassing on the Pennhurst property during the late evening hours of July 10.


Find bargains and food along Route 24

If you like bargains and good food, Route 24 is the place to be Saturday. Within a few miles, you'll find the annual Rinely Yard Sale sponsored by Endurance Auto, a chicken barbecue by the North ...


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