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Oakdale, PA Mortgage Refinance in Pennsylvania

We make it easy to get the lowest mortgage refinance interest rate in Oakdale, PA.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Oakdale, PA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Oakdale, Pennsylvania drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Oakdale, PA residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of PA

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Oakdale, Pennsylvania News
Decisions of Westmoreland County judges

This is a list of defendants charged with a first offense of driving under the influence in Westmoreland County criminal court.


Murder, mayhem mark Halloween weekend

Four people were killed, three others were hurt and three others were robbed - including an off-duty cop - during a Halloween weekend marked by gun violence, police said last night.


Car Crashes Into Tree, Bursts Into Flames, Killing Two

A car that somehow left a roadway in Robinson Township early Sunday morning crashed into a tree and burst into flames, killing two people inside.


Man killed in school bus crash

An Oakdale, Pa., man was killed and 31 people transported to Pittsburgh-area hospitals after a head-on crash between a truck and a school bus Thursday.


Burgettstown bus driver leads students to safety

Birgit Brown ignored her own injuries in the minutes after a pickup truck slammed head-on into the school bus she was driving Thursday afternoon, said a truck driver who was first on the scene of the fatal ...


White in the 46th: A young reformer deserves a second term

Voters in the 46th District sent Democrat Jesse White to the state House in 2006, and in the past two years he has proved that he understands why they elected him and what they want him to do.


Former Fayette man Ronzio presents flag from walks

A Greene County man has presented a flag to a friend he considers "my hero." Terry Ronzio II of Richhill, formerly of Fayette County, carried the flag for a 500-mile walk throughout southwestern Pennsylvania ...


People on the move

ACTIONCOACH Richard L. Munson Jr. has been named one of the top 100 coaches within the organization.


Closer bond

The West Virginia Legislature recently explored ways to create a closer bond between community colleges and apprenticeship programs.


No simple explanation for college dropout rate

Angela Terrano -- "You expect your life to be something different than what it is." Angela Terrano's boyfriend was graduating.


Sutherland: 'I am paid too much'

The high-glam soap about L.A.'s fashionable and fertile Forrester clan was designed as a sister soap to the popular 'The Young and the Restless,' and quickly won ratings and global fans with cast crossovers, ...


Deadly accident on 322

The randy residents of Oakdale fire up this hour of small-town scandals and big-league betrayals, especially among the Hughes and Snyder families.


Beverly Ireland

IRELAND, Beverly A., 77, of Oakdale, died Monday, July 14, 2008, in Country Meadows Nursing Center Bridgeville.


Canada touting oil sands

Three years ago, an Alberta, Canada, energy official got to talking to a state-side delegate at an international trade event in Toronto who suggested that someday she ought to take the short jaunt to ...


Fast-Moving Storm Moves Through Pittsburgh Area

Severe storms pounded the Pittsburgh area Sunday evening with winds exceeding the speed limit on many area highways.


Accident at South Fayette chemical plant shook region in 1918

"The explosion came down the valley, broke windows out and everything."

There were no World War I battles in Western Pennsylvania, yet about 200 people lost their lives in South Fayette nearly 90 years ago during a wartime effort. via Pittsburgh Tribune-Review


Foreclosures Impacting Many Residents Across Area

"By identifying those people in advance and getting to them we can help them rework their deals to put them into a good mortgage product that will keep them safe and out of foreclosure"

Reporting Andy Sheehan Foreclosure is a scourge, not just for the people involved, but for entire neighborhoods and towns. via Kdka.com


Pentagon Board OKs Construction Of New Pittsburgh-Area Commissary

"Today we have that approval, so it's no longer a question of if, it's a question of when and how"

A Pentagon board gave approval Monday for a new military commissary to be built in the Pittsburgh area. via ThePittsburghChannel.com


Marines return after seven months in Iraq

"We were training Iraqi soldiers."

Coming home Friday from seven months' service in Iraq, Master Gunnery Sgt. Bob Bono of Ebensburg also is ending his 28-year career in the Marine Corps and Reserves. via The Tribune-Democrat


Truck Overturns, Driver Injured In Oakdale

An 18-year-old man was injured when his pickup truck overturned on Sunday. The accident happened at the intersection of Clinton Avenue and Noblestown Road in Oakdale. via ThePittsburghChannel.com


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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