Somerset Investors Corp. Mortgage Refinance, Reverse Mortage, Home Loan
  Reverse Mortgage Divorce Buyouts Debt Consolidation Home Improvement Purchase Refinance
Search Somerset:
Print this page    E-mail this page

Cumberland, RI Divorce Buyout in Rhode Island

Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Rhode Island, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

Return to divorce buyout in the state of RI

Bad Credit? click here.

Call for COMPLETE details NOW!

(800) 675-9783

Cumberland, Rhode Island News
Contractors are using more energy-saving materials, techniques

The developer converting a historic bank building into a hotel in downtown Providence installs thermostats in every room to detect the presence of people and raise and lower the heat in response.


At the pump: Affordable fill-ups at last

When gasoline prices spiked, Kerri Micheletti often left "Chloe" - her 2007 cherry-red Honda Civic - in the driveway, opting for pedal power instead.


Paiva Weed picks DaPonte to head Senate Finance Committee

In her first act since fellow Democrats endorsed her for Senate president, Senate Majority Leader M. Teresa Paiva Weed yesterday announced that she has chosen Sen.


Cumberland youth take on homelessness

It was the tragic death four years ago of Brad Boyle, the son of former Four Corners Community Chapel Pastor Ken Boyle, that opened the eyes of the church's young people to the homeless problem in Rhode Island.


Workers getting help after plant closes

Workers who lost their jobs when a Cumberland manufacturer closed are now eligible for additional federal assistance including job retraining and relocation help.


Seventeen adoptions are finalized in display of love, commitment

Just four months into her life, Hannah got sick and doctors suspected cancer. Her parents, Tom and Kelly Davis, of Cumberland, promised that if she made it through, they would "give back" somehow.


With eye on deficit, communities plan for lean times

As state leaders wrestle with a second-straight year of mid-term budget cuts, mayors and managers across Rhode Island are looking at everything from later bill payment schedules to union concessions to offset ...


Cumberland School Committee reorganizes

Despite a few laughs about veteran members forgetting a new member or two, the School Committee's reorganizational meeting got straight down to business Thursday.


RI teenager drowns after canoe capsizes

A canoe carrying a 17-year-old boy and his father down the Blackstone River has capsized and drowned the teenager at the Pratt Dam.


3 RI men indicted on contraband cigarette sales

The indictment accuses them of selling an agent 155 cartons of cigarettes without the proper Rhode Island state tax stamps.


Arrest in bank robberies

A 53-year-old Cumberland man was arrested yesterday and charged with the Nov. 3 robbery of the Sovereign Bank at 215 Main St.


Dining Out: Between Italy and Greece is . . . Angelo's of Cumberland

At a time when downsizing seems to be the rallying cry even as prices continue an uphill climb, Angelo's restaurant has bucked the trend, expanding to more than double its original size while keeping prices ...


Volunteers pack a touch of home for troops overseas

Staff Sgt. Stephanie Riotte received five days' notice before being deployed to Iraq in 2003.


Teen Killed In Blackstone River Canoe Accident

Required fields are marked with an asterisk The information you provide will be used only to send the requested e-mail and will not be used to send any other e-mail communications.


Paiva-Weed secures votes for Senate presidency

State Sen. Teresa Paiva-Weed, D-Newport, has apparently secured the votes needed to become the first female president of the Rhode Island Senate.


Three people arrested in Cumberland for stolen credit card information

Three people from New York have been charged with using stolen credit card information.


Roger Williams Park Zoo just got better

The biggest animals in the Roger Williams Park Zoo have a bigger home, and the people who flock there can fill their eyes and ears with them more easily than ever.


Closely watched Council races in Cumberland

Voters this Election Day will decide the outcome of two closely watched races for seats on the Cumberland Town Council.


Major Whiting named chief in N. Providence

Although not quite a native son, after almost three decades on the Pawtucket Police Department, Major John J. Whiting feels like he's leaving home.


Real estate notes

The Rhode Island Association of Realtors Troop Support Task Force is helping to raise money for the Military Childhood Education Coalition through a gas certificate raffle.


Save time with our easy online mortgage application.
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
© 2006 Somerset Investors Corp. All rights reserved.
home | about us | Mortgage Blog | contact us | privacy policy | state licensing | search | links | link to us | site map
mortgage calculators | refinance | purchase | fha | reverse mortgage | divorce buyout | debt consolidation
Eqaul Housing Lender Member of the Better Business Bureau (BBB) Member of the National Reverse Mortgage Lenders Association (NRMLA)