West Greenwich, RI Mortgage Refinance in Rhode Island
We make it easy to get the lowest mortgage refinance interest rate in West Greenwich, RI.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, West Greenwich, RI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in West Greenwich, Rhode Island drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise West Greenwich, RI residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of RI
| West Greenwich, Rhode Island News |
Judge: Panel, not unions, sets schools' mission
A Superior Court judge has ruled that the Exeter-West Greenwich School Committee has the sole right to set policies essential to its educational mission.
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Teacher honored for keeping the arts alive at Hope
Three years ago, Christine Auxier was on the verge of losing her job and Hope High School was about to lose its award-winning theater program.
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Judge rules teachers union can't override Exeter-West Greenwich School Committee on policy
A Superior Court judge says the Exeter-West Greenwich School Committee has the sole right - and the obligation - to set policies essential to its educational mission, even though it negotiated away that role ...
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RIDE holding info meeting to update parents on graduation regulations
The Rhode Island Department of Education will hold an informational session on Monday, Nov.
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Binswanger Named Exclusive Agent for Lease of Major Property in West Greenwich, Rhode Island
Binswanger has been named exclusive agent to sub-lease an exceptional, three-story, 93,000 sq.
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City works on plan to access Rocky Pt. land
The Small Business Administration is nowhere near an agreement for the sale of the remaining 83 acres of Rocky Point, but that hasn't stopped the city from moving ahead with plans for access to the 41 acres it ...
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Saltwater permits group to meet
The state Department of Environmental Management and the Rhode Island Saltwater Anglers Association have launched a group to study saltwater fishing permits.
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Wood carvings are on display at Alton Jones
WEST GREENWICH, R.I. a ' If you have ever been to the Alton Jones Campus of the University of Rhode Island, you may have noticed some elaborate wood carvings.
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Businesses find creative ways to offset rising transportation costs
Pencils employee Chris Santos fills up on gas to make his next delivery run. October 24, 2008 5:25 PM While fuel prices have begun to dip across the state, local transportation businesses are still reeling from ...
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Flashback: Oct. 20, 1994
Flashback features the day when West Greenwich was the center of the controversy over locating a gambling casino in Rhode Island.
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A scary weekend is on tap - Boo
It will be a frightening weekend in Southern New England. There are a number of scary events for Halloween to keep you and your family entertained and in a spooky mood.
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Town celebrates opening of DPW garage
On the site of the town's new Department of Public Works facility, credit was given where credit was due.
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Here's a list of some fun weekend events
Festive Fall Events this weekend!!! Check out the Providence ghost tour on Saturdays and Sundays this month at 3pm.
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Armed man's call to police triggers search, disrupts school
The police yesterday were looking for a man who called them early in the morning, claiming to be armed and waiting to talk to a friend on New London Turnpike.
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Three Montville HS students remain hospitalized after car accident
Montville a ' Three Montville High School students remain hospitalized after they were involved in a car accident Tuesday afternoon.
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Roy Lichtenstein Foundation Acquires Harry Shunk Photographic Archive
On the anniversary of Harry Shunk's 84th birthday today, the Roy Lichtenstein Foundation is honored to announce it has just acquired the entire photographic archive of renowned photographer Harry Shunk.
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Women's Wilderness Weekend is a time for a diverse group to bond in the outdoors
Cherie Calabrese is the acting president of Women's Wilderness Weekend of Rhode Island.
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Collision sends two women to hospital
HANNAH CLARKIN This e-mail address is being protected from spam bots, you need JavaScript enabled to view it WEST GREENWICH - A two-car accident on Route 3 sent two women to the hospital on Thursday morning, ...
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More of this story
South Kingstown High took the top three places to knock off defending Southern Division champion Chariho, 24-32, in the Chargers' final boys' cross country dual meet of the regular season Wednesday.
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Dozens plead for RIPTA to keep Providence route
Bonded by years of riding the bus together, about 55 people came to Town Hall last night to share their ideas for saving their bus route.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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