Westerly, RI FHA Loans in Rhode Island
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Westerly, RI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of RI
| Westerly, Rhode Island News |
DMV closes two branches
The Director of the Department os Revenue announced the closing of the Westerly and West Warwick DMV branches, effective January 1, 2009.
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Council conducts solicitor tryouts
The town has two applicants vying to prosecute criminal cases for the town, and councilors say selecting one will be difficult.
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It's leftovers and resumes for councilors this weekend
It's leftovers and resumes for councilors this weekend as they determine who will be interviewed.
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Bike helmet drive for kids kicks off Monday
WESTERLY Several area businesses will take part in a bike helmet drive for kids starting Monday, as part of a local woman's push to raise awareness about safety.
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God Bless Us Every One
Matthew Royality as Marley and David Jepson as Scrooge rehearse for the Granite Theatre's production of "A Christmas Carol." Susannah H. Snowden/SunPhotos No one needs a reminder of where that Christmas ...
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Missing Persons Found: Mother and Son Located in Westerly
Two missing persons from Swansea, Joana Gracia, age 78 and Stephen Gracia, age 51, turned up ok in Westerly, RI.
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Agencies see drastic rise in need for food
Local food pantries received more requests for food this Thanksgiving, and that has been coupled with an outpouring of help from a generous community.
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More of this story
Thanksgiving Food Drive: A Thanksgiving Food Drive will be held Saturday, Nov. 22, from 10 a.m. to 4 p.m. at Healthy Habits Showcase, a free health expo, in the Uncas Ballroom at Mohegan Sun.
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Dante Society honors four - Bologna Boys'
Dr. Louis LaPere, right, with Dr. Frank D'Alessandro, was among four honorees of the Dante Society.
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Irish pride finally sweeps Westerly
You might say that de Koulbanis, Oliver Brady and Maria Marley have the luck of the Irish.
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News Now: Man dies in motorcycle crash
A man died Sunday afternoon when he was thrown from this motorcycle on Post Road near the Westerly Middle School Sunday afternoon.
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North End project sparks debate
Several of the town's affordable housing advocates are saying "no" to a plan to construct 17 condominiums priced for low-to-moderate income residents in the North End.
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Richard Heines' woodworking
Richard Heines Jr. brings wood to life making bowls out of chunks of wood. He has served on the Alton Fire Dept for more than 50 years and is a general contractor too.
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Joan Pistone fills a need at Westerly Senior Center
WESTERLY Answers for members of the Westerly Senior Center abound inside the office door of Community Information Specialist, Joan Pistone.
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Car chase caps long string of criminal offenses
Before Marcellino D. Alves appeared in court this week on charges he led police on a car chase in Westerly and Hopkinton on Monday, he told the court nearly a year ago he was trying to "better" himself and ...
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Top vote getter sworn in as president
Town Council President Diana Avedesian, right, is congratulated by Town Clerk Donna Giordano as other councilors look on.
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Westerly Crossing on agenda tonight
Plans for the second half of the Westerly Crossing shopping center go before the Planning Board tonight with an opportunity for the public to share comments.
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Westerly Chorus featured on R.I. PBS
Watch Westerly perform. Tonight at 9:30, Rhode Island PBS, Channel 36, presents, Sing! It's a documentary about the Westerly Chorus, which is in its 50th year and involves 200 people, from 8 to 80 years old.
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Chase ends with officer shooting car
A car chase that began in Westerly ended with a police officer firing shots to stop a car.
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Girl Scouts Making a Difference
Left, Pauline Panatieri of Westerly accepts a donation flyer from Katia Pride, 9, of Westerly Girl Scout troop 104.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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